Compare Bank & Credit Union Rates
Best savings rates in Georgia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Georgia
- Southern Energy Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 2.25%–3.25% by balance
Credit union · 7 branches
2.25%APY$225 a year on $10,000Requirements
Product: Requires Southern Energy membership. Minimum average daily balance of $10,000 required to earn interest and avoid monthly Minimum Balance Fee. Interest computed on average daily balance and compounded monthly.
Offer: Minimum average daily balance for tier must be maintained to earn disclosed APY. Minimum balance of $10,000 required to avoid monthly Minimum Balance Fee.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $100,000Your amount 2.25% $100,000 – $250,000 2.75% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details - 2.20%APY$220 a year on $10,000
No monthly fee
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $50,000Your amount 2.20% $50,000 and up 2.70% Rate checked
More details - First City BankFirst City Premium Money Market AccountFirst City Premium Money Market Account · $1,000 min · 2.15%–3.50% by balance
Bank · 1 branch
2.15%APY$215 a year on $10,000with conditionsRequirements
Product: $20 monthly maintenance fee waived with a $1,000 average daily balance.
Offer: Requires a qualifying First City checking account through Triple Advantage (+0.15% relationship bonus). $20 monthly fee waived with a $1,000 average daily balance.
Qualified rate · $20 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for First City Premium Money Market Account Balance APY Up to $25,000Your amount 2.15% $25,000 – $100,000 3.40% $100,000 – $250,000 3.50% $250,000 and up 3.50% Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Member must maintain $5 par value. All share accounts are variable rate accounts.
Offer: $5 monthly fee if daily balance is below $500 (waived by maintaining a daily balance of $500 or more). Variable rate. Member must maintain $5 par value.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Membership is open to employees of Genuine Parts Company (and its subsidiaries) in the United States. Requires an initial $5 deposit to open. Maximum account balance per member across all combined accounts is $250,000. Dividends are paid quarterly on average share balances in excess of $50.00.
Offer: Dividend for the fourth quarter 2024. Calculated on a daily basis and paid quarterly on average share balances in excess of $50.00.
2.00% interest rate · Balance cap $250,000
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Family Savings Credit UnionMoney Market AccountMoney Market Account · 0.00%–2.75% by balance
Credit union · 6 branches
2.00%APY$200 a year on $10,000Requirements
Product: Must meet Field of Membership requirements. You must keep the $5.00 par value of a regular share in FSCU to maintain this account. There is no minimum balance that must be kept in the Money Market Share Account, but no dividends are earned on average daily balances of $499.99 or less. No monthly service fees. Money Market Excessive withdrawal fee assessed if more than 6 withdrawals clear in a month. Member accounts insured up to $1,000,000 ($250,000 NCUA, $750,000 ESI).
Offer: No dividends are earned on average daily balances of $499.99 or less.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.00% $500 – $10,000 1.50% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 and up 2.75% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Tiered and variable rate. $100 average daily balance requirement to avoid monthly Minimum Balance Fee of $3.00.
Offer: $100 average daily balance avoids $3.00 monthly fee.
1.98% interest rate · $3 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $10,000 – $100,000Your amount 2.00% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% Over $500,000 2.75% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Monthly maintenance fee is waived with a $1,000 average daily balance, or for customers under age 25, public safety personnel, and active military.
Offer: Monthly maintenance fee waived with a $1,000 average daily balance, or for customers under age 25, public safety personnel, and active military.
$8 monthly fee
Rate checked
More details - First City BankFirst City Premium Money Market AccountFirst City Premium Money Market Account · $1,000 min · 2.00%–3.35% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: $20 monthly maintenance fee waived with a $1,000 average daily balance.
Offer: Standard rate for balances under $25,000. $20 monthly fee waived with a $1,000 average daily balance.
Qualified rate · $20 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for First City Premium Money Market Account Balance APY Up to $25,000Your amount 2.00% $25,000 – $100,000 3.25% $100,000 – $250,000 3.35% $250,000 and up 3.35% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Prestige Plus Checking, Simply Cash Back Checking, Cash Back Eats/Simply Eats Checking, or Cash Back Play/Simply Play Checking account. Limit 1 account per SSN. $25 fee if closed within 90 days.
Offer: Applies when qualification requirements are met in the linked checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/bill pay, and enrollment in e-statements per Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Aug 1, 2025
Rate by balance
Rate by balance for Super Saver Balance APY Up to $100,000Your amount 2.00% Over $100,000 1.01%* Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Ukrainian National Federal Credit UnionMarket Share AccountsMarket Share Accounts · $50 min · 0.01%–2.52% by balance
Credit union · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Dividends are accrued daily and credited quarterly. A minimum balance of $2,500.00 is required at all times to earn Market Share dividends. $500 minimum withdrawal. 6 withdrawals/transfers per month with no fee; each additional withdrawal is subject to a $15 fee. Membership is restricted to members/employees of specified churches and organizations.
0.01% interest rate · Effective Aug 11, 2026
Rate by balance
Rate by balance for Market Share Accounts Balance APY Up to $2,500 0.01% $2,500 – $50,000Your amount 1.76% $50,000 – $149,999 2.02% $150,000 – $249,999 2.27% $250,000 and up 2.52% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Georgia
289 accounts at 112 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches