Bank · FDIC insured
First National Bank Savings Rates
First National Bank’s best savings rate is 2.00% APY, with its Super Saver, with extra requirements. Rates checked October 22, 2026.
How First National Bank’s savings rates compare
Compared with banks and credit unions near Bainbridge, GA, where First National Bank has the most branches. $10,000, best rate first.
This bank’s best
First National Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $200
Super Saver
2nd-highest rate
Five Star Credit Union
1.31%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $131
3rd-highest rate
Addition Financial Credit Union
1.31%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $131
First National Bank savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Super Saver
Up to 2.00%APY
Must be linked to a Prestige Plus Checking, Simply Cash Back Checking, Cash Back Eats/Simply Eats Checking, or Cash Back Play/Simply Play Checking account. Limit 1 account per SSN. $25 fee if closed within 90 days.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Applies when qualification requirements are met in the linked checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/bill pay, and enrollment in e-statements per Monthly Qualification Cycle). | 2.00% | $200 | Applies when qualification requirements are met in the linked checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/bill pay, and enrollment in e-statements per Monthly Qualification Cycle). |
| Any balanceBase rate earned on entire daily balance if qualifications are not met in the linked checking account. | 0.05% | $5 | Base rate earned on entire daily balance if qualifications are not met in the linked checking account. |
| Over $100,000Earns 1.00% interest rate on portion of daily balance over $100,000 (resulting in 2.00% to 1.50% APY range depending on balance) when qualifications are met in the linked checking account. | 1.01% | — | Earns 1.00% interest rate on portion of daily balance over $100,000 (resulting in 2.00% to 1.50% APY range depending on balance) when qualifications are met in the linked checking account. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.