Credit union · NCUA insured
Associated Credit Union Savings Rates
Top CarrotAssociated Credit Union’s best savings rate is 1.25% APY on $10,000, with its Regular Money Market Account. Rates checked October 22, 2026.
How Associated Credit Union’s savings rates compare
Compared with banks and credit unions near Atlanta, GA, where Associated Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Associated Credit Union
1.25%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $125
Regular Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
Associated Credit Union savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0002.75%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Associated Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CU $aveMore
0.25%APY
Requires an active checking account and direct deposit or eStatements. The minimum opening deposit is $10. Limit one CU $aveMore account per primary member. Accounts must maintain an average daily balance of $50 each quarter to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 4.00% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $501 – $49,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.25% | $25 | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $50,000 – $99,000Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.30% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $100,000 and upGood through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.40% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
Sources (2)
All captured Oct 5, 2026
Regular Money Market Account
1.25%APY
Minimum opening deposit is $1,000. Uses Tiers 2-5. Must maintain a $1,000 average daily balance monthly to earn interest. No early withdrawal penalty except loss of interest if average daily balance falls below $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $4,999Tier 2. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. | 0.50% | — | Tier 2. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. |
| $5,000 – $9,999Tier 3. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. | 0.50% | — | Tier 3. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. |
| $10,000 – $99,999Tier 4. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. | 1.25% | $125 | Tier 4. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. |
| $100,000 and upTier 5. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. | 2.75% | — | Tier 5. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. |
Sources (1)
- acuonline.org/home/rates/perso…ra-money-market-accounts · captured Oct 5, 2026
PRO$PER Savings Account
0.25%APY
A savings account that helps save money with the chance to win money. Accounts must maintain an average daily balance of $50 each quarter to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.25% | $25 | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $50,000 – $99,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.30% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $100,000 and upGood through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.40% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
Sources (2)
All captured Oct 5, 2026
Share Account
0.25%APY
Must maintain an average daily balance of $50 each quarter to earn dividends. Minimum opening deposit is $10 ($5 one-time membership fee plus $5 initial deposit).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.25% | $25 | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $50,000 – $99,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.30% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $100,000 and upGood through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.40% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
Sources (3)
- acuonline.org/home/rates/personal/savings-iras
- acuonline.org/home/bank/personal/savings
- acuonline.org/home/bank/personal/savings/share
All captured Oct 5, 2026
Trust Primary Share
0.25%APY
For members with an established trust agreement with an attorney. Accounts must maintain an average daily balance of $50 each quarter to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.25% | $25 | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $50,000 – $99,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.30% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $100,000 and upGood through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.40% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Safari Savings Club
0.25%APY
Available for members aged 15 and under. Limit one Safari Savings Club account per member. If requirements are not met, standard dividend rates will apply. Accounts must maintain an average daily balance of $50 each quarter to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 4.00% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $501 – $49,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.25% | $25 | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $50,000 – $99,000Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.30% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $100,000 and upGood through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.40% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
Sources (2)
All captured Oct 5, 2026
IRA Money Market Account
1.25%APY
Minimum opening deposit is $50. Uses Tiers 1-5. Tier 1 must maintain a $50 average daily balance to earn interest. Tiers 2-5 must maintain a $1,000 average daily balance monthly to earn interest. No early withdrawal penalty except loss of interest if average daily balance falls below $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $4,999Tier 2. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. | 0.50% | — | Tier 2. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. |
| $5,000 – $9,999Tier 3. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. | 0.50% | — | Tier 3. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. |
| $10,000 – $99,999Tier 4. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. | 1.25% | $125 | Tier 4. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. |
| $100,000 and upTier 5. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. | 2.75% | — | Tier 5. Monthly compounding and monthly dividend frequency. Good through October 31, 2026. Must maintain a $1,000 average daily balance monthly to earn interest. |
Sources (1)
- acuonline.org/home/rates/perso…ra-money-market-accounts · captured Oct 5, 2026
Holiday Club
0.25%APY
Minimum opening deposit is $10. Accounts must maintain an average daily balance of $50 each quarter to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.25% | $25 | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $50,000 – $99,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.30% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $100,000 and upGood through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.40% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
Sources (2)
All captured Oct 5, 2026
IRA Share Account
0.25%APY
Traditional, Roth and Education IRAs may use this account. Minimum opening deposit is $50. Accounts must maintain an average daily balance of $50 each quarter to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.25% | $25 | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $50,000 – $99,999Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.30% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
| $100,000 and upGood through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. | 0.40% | — | Good through September 30, 2026 (Q3). Compounding and dividend frequency quarterly. |
Who can join Associated Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.