Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in Florida
- 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Family First Credit UnionAdult SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid quarterly. Establishes credit union ownership/membership.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Adult Savings Balance APY Up to $500 0.00% $500 – $10,000Your amount 0.05% Over $10,000 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Rates are variable and may change after account opening. Fees may reduce earnings. Designed for Raymond James investment clients. Overdraft protection available for checking accounts linked from money market account.
Offer: Rates are variable and may change after account opening. Fees may reduce the earnings on the account.
Qualified rate · 0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rates are variable and may change after account opening. Fees may reduce earnings.
Offer: Minimum Balance to Obtain Disclosed APY: $0-$499.99. Variable rate.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Open with just $5, which also establishes membership. Automatic transfers each month available.
Offer: Rates subject to change without notice. Fees may reduce earnings on share accounts. Automatic deposit of $25 debited monthly from TBF Checking Account.
Qualified rate · Effective Oct 22, 2026
Rate checked
More details - United Southern BankTiered Money Market AccountTiered Money Market Account · $0 min · 0.00%–0.75% by balance
Bank · 12 branches
0.05%APY$5 a year on $10,000Requirements
Product: $5,000 average daily minimum balance to avoid a $10 monthly service charge. You must maintain a minimum balance of $5,000 in the account each day to obtain the disclosed annual percentage yield. Transfers limited to six per month.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.25% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 and up 0.75% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded quarterly and automatically credited to your account. $300 minimum daily balance to avoid a $6 quarterly service charge. Excess withdrawal fee of $1.00 for each withdrawal/transaction in excess of 6 during the quarterly statement cycle. Transfers limited to 6 per month.
Offer: Rates may change after account opening. $300 minimum daily balance requirement to avoid $6 per quarter fee. Fees may reduce earnings.
0.05% interest rate · Compounded quarterly
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Effective May 1, 2026. Maintain $300 combined monthly average balance to avoid $10 monthly fee. Minimum daily balance to earn interest is $300. Excess item fee of $10 per transaction in excess of 6 per statement cycle.
Offer: Minimum daily balance to earn interest is $300. $10 fee waived by maintaining $300 combined monthly average balance. $10 excess transaction fee over 6 per statement cycle.
$10 monthly fee · Effective May 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $100 minimum opening deposit. $5 monthly service charge if balance drops below $100 at any time during the month. $5 fee assessed for each withdrawal in excess of two during a calendar month. $10 fee charged if the account is closed within 180 days of opening. Interest is compounded and paid quarterly.
Offer: $100 minimum opening deposit required. $5 service charge if balance drops below $100 at any time during the month. $5 fee for withdrawals in excess of 2 per calendar month. $10 fee if closed within 180 days of opening.
$5 monthly fee · Effective Feb 10, 2026
Rate checked
More details - ValleyTiered Money MarketTiered Money Market · $2,000 min · 0.01%–0.10% by balance
Bank · 42 branches
0.05%APY$5 a year on $10,000Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 196 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
557 accounts at 207 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.11%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch