Bank · FDIC insured
Raymond James Bank
A $45.6B bank, the 53rd largest of 4,207, headquartered in St. Petersburg, FL, with 1 branch in Florida. It opens accounts online nationwide. Best rates: CDs 5.25% and savings 0.05% APY.
Raymond James Bank Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#17 of 19 nationwide online banksHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Raymond James Bank
Raymond James Bank is headquartered in St. Petersburg, Florida, and operates as an affiliate and subsidiary of parent company Raymond James Financial.
- Headquarters
- 710 Carillon Pkwy, St. Petersburg, FL 33716
- FDIC certificate
- 33893 ↗
Branches
1 branch in Florida
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Florida
1 branch
- Raymond James BankMain office710 Carillon Pkwy, St. Petersburg, FL 33716Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.00% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.28% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.67% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $90 | $85 | — |
- CapitalLeverage ratio8.00%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.28%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.67%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$90Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Raymond James Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.