Bank · FDIC insured
Raymond James Bank Savings Rates
Raymond James Bank’s best savings rate is 0.05% APY on $10,000, with its Money Market Account. Rates checked October 17, 2026.
How Raymond James Bank’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Raymond James Bank
0.05%APY
- Requires
- None
- Earns on $10,000 a year
- $5
Simply Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $600
Raymond James Bank savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Raymond James Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.05%APY
Rates are variable and may change after account opening. Fees may reduce the earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Rates are variable and may change after account opening. Fees may reduce the earnings on the account. | 0.05% | — | Rates are variable and may change after account opening. Fees may reduce the earnings on the account. |
| Over $5,000Rates are variable and may change after account opening. Fees may reduce the earnings on the account. | 0.05% | $5 | Rates are variable and may change after account opening. Fees may reduce the earnings on the account. |
Sources (1)
- raymondjamesbank.com/deposit-accounts · captured Oct 5, 2026
Simply Savings Account
0.05%APY
Rates are variable and may change after account opening. Fees may reduce the earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.05% | — |
| $500 – $2,500 | 0.05% | — |
| $2,500 and up | 0.05% | $5 |
Sources (1)
- raymondjamesbank.com/deposit-accounts · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.