Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 361–375 results in Florida
- 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. No minimum balance or monthly fees. Monthly dividends.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded daily on the collected balance. $100 minimum average daily balance to avoid $6 monthly maintenance fee.
Offer: $100 minimum average daily balance to avoid $6 monthly maintenance fee. Interest compounded daily on the collected balance.
Compounded daily · $6 monthly fee · Effective Jan 15, 2026
Rate checked
More details - Radiant Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 0.10%–0.30% by balance
Credit union · 14 branches
0.10%APY$10 a year on $10,000Requirements
Product: Compounded daily. No monthly service fee.
Offer: Compounded daily.
0.10% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $200,000 0.20% $200,000 and up 0.30% Rate checked
More details - Sunstate BankPersonal Money MarketPersonal Money Market · $100 min · 0.00%–0.30% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered interest account. To earn interest: $2,500 daily balance or $5,000 per statement cycle. Minimum opening deposit is $100.
Offer: Balance below $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - Sunstate BankPremier Money Market - PersonalPremier Money Market - Personal · $100 min · 0.00%–0.30% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tailored for international clients / foreign nationals and non-residents, with remote onboarding. Monthly service fee of $18 is waived with $2,500 daily collected balance or an average balance of $5,000 per statement cycle. Minimum opening deposit is $100.
Offer: Balance below $2,500. Monthly fee of $18 applies unless waived with $2,500 daily collected balance or $5,000 average statement cycle balance.
0.00% interest rate · $18 monthly fee
Rate by balance
Rate by balance for Premier Money Market - Personal Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amountMonthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.10% $25,000 – $50,000Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.20% $50,000 – $100,000Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.20% $100,000 – $249,999Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.30% $250,000 – $499,999Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.30% $500,000 and upMonthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.30% Rate checked
More details - PenAir Credit UnionSavings AccountSavings · $5 min · 0.10%–0.30% by balance
Credit union · 10 branches
0.10%APY$10 a year on $10,000Requirements
Product: Open to those who live, work, go to school, or worship in eligible counties (19 counties from Mobile County, AL to Leon County, FL).
0.10% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 – $75,000 0.30% $75,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Avoid monthly maintenance fee by maintaining an average daily balance of $250. Interest rates may vary after account opening.
0.10% interest rate · Balance cap $99,999.99 · $5 monthly fee · Effective Oct 6, 2025
Rate checked
More details - Insight Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.15% by balance
Credit union · 10 branches
0.10%APY$10 a year on $10,000Requirements
Product: Unlimited number of withdrawals. Dividends paid at the end of each month. Rates may change after accounts are opened.
Effective Jul 14, 2022
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $2,499 0.05% $2,500 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 – $499,999 0.15% $500,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership. Minimum average daily balance to earn dividends is $100.00. Dividends calculated daily and compounded monthly. Accounts closed prior to month end forfeit all dividends for the month. Excludes Business or Organization Accounts.
Offer: Minimum average daily balance to earn dividends is $100.00.
0.10% interest rate · Compounded monthly · Effective May 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A one-time $10 fee and $5 deposit opens your TRU dividend-earning savings account and grants lifetime membership at the Credit Union. Dividend rates compounded and credited monthly.
Offer: Balance must be $50 and greater to earn dividends. $5 minimum balance to open. No monthly fee.
0.10% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Baptist Health South Florida FCUSavings AccountSavings · $5 min · 0.10%–0.20% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires $5 membership fee to establish Credit Union membership. Dividends calculated on average daily balance and paid quarterly.
Offer: Dividends paid quarterly and calculated based on average daily balance. Minimum balance to earn APY is $5.
0.10% interest rate · No monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Savings Account Balance APY Up to $49,999Your amount 0.10% $50,000 and up 0.20% Rate checked
More details - FAMU Federal Credit UnionRattler Plus Money Market AccountRattler Plus Money Market Account · $1,500 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires a daily balance of $1,500 per month. A $35.00 monthly maintenance fee is assessed if the daily balance falls below $1,500. Includes overdraft protection, free first order of checks, free teller checks, and reduced fees on wire transfers.
Offer: $35 monthly service charge if balance falls below daily minimum opening balance of $1,500.
0.10% interest rate · $35 monthly fee · Effective Oct 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary share account that establishes credit union membership.
Effective Jun 5, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Effective Jun 5, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
557 accounts at 207 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.11%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch