Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Florida
- Financial Educators Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Rates accurate as of 12/9/2022. *APY = Annual Percentage Yield. "Anchors Away" accounts eligible for an extra 0.25%.
Offer: Balance tier $1,000 - $9,999.
Effective Dec 9, 2022
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $2 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance.
Offer: $2 monthly maintenance fee waived by maintaining $200 minimum daily balance.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: If you make more than two withdrawals (including transfers) in a month, you'll be charged a $10 withdrawal fee. Optional Pocket Change round-up matching available for first 90 days up to $100.
Offer: $10 fee for more than two withdrawals or transfers per month.
0.10% interest rate
Rate checked
More details - Mayo Employees Federal Credit UnionSavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must keep a balance of $5 in savings to retain MEFCU membership. No monthly fee. Dividend-bearing, compounded and paid quarterly. Rate may change after account is opened. Insured up to $400,000. Sub-savings accounts available for specific goals.
Offer: Variable dividend rate of 0.05% (0.05% APY) for balances $0 - $2,499.99. Minimum $5 balance required to maintain membership.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.20% $20,000 and up 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance service charge of $5 is waived with a minimum balance of $200 or with at least one direct deposit (or EFT credit / AutoSave deposit transfer) during the month.
0.20% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $1,000.
0.20% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY E-Gold Savings Balance APY $1,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details - Priority Credit UnionMoney Market Share AccountMoney Market Share Account · $0 min · 0.00%–0.40% by balance
Credit union · 5 branches
0.20%APY$20 a year on $10,000Requirements
Product: Rates subject to change without notice.
Offer: Balance less than $1000.00
0.00% interest rate
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Rates are variable and may change after the account is opened. Dividends are compounded and credited quarterly.
Offer: Requires a $5 refundable share deposit to open. No minimum balance and no monthly service fees.
No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum to earn dividends: none. Shared rate table with lines 10-13.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No monthly service charge. $4.85 quarterly paper statement fee waived if average quarter to date balance is $5,000 or greater, OR average quarter to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements. Primary account holder must maintain an active internet banking account and current, active email address.
Offer: Earns interest on entire balance. Interest compounded and credited quarterly. Variable rate.
0.20% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $100,000Your amount 0.20% $100,000 – $250,000 0.20% $250,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch