Credit union · NCUA insured
Priority Credit Union
A $56.1M credit union headquartered in Orlando, FL, with 4,456 members and 5 branches in Florida. Best rates: CDs 3.40% and savings 0.40% APY.
Priority Credit Union Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#16 of 37 in Orlando, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Priority Credit Union
Priority Credit Union was founded on July 22, 1930, by 44 employees of the Orlando Post Office as Central Florida Postal Credit Union.
Headquartered in Orlando, Florida, the institution operates as a member-owned not-for-profit financial cooperative.
It serves individuals, families, and businesses across Brevard, Lake, Orange, Polk, Seminole, and Volusia counties in Central Florida.
- Headquarters
- 301 E Michigan St, Orlando, FL 32806-4539
- NCUA charter
- 67319
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Brevard, Lake, Orange, Polk, Seminole, and Volusia counties are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
Family and household
- Spouses of persons who passed away while within the credit union's field of membership are eligible for membership.
- Immediate family members or household members of eligible individuals are eligible for membership.
Other ways
- Established members of Priority Credit Union as of April 16, 2026 (the date of approval of the amended field of membership) are eligible for membership.
- Businesses and other legal entities located within Brevard, Lake, Orange, Polk, Seminole, and Volusia counties are eligible for membership.
Branches
5 branches in Florida
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Florida
5 branches
Orlando area · 4
- Main OfficeMain office301 E Michigan St, Orlando, FL 32806Directions
- Rinehart800 Rinehart Rd, Suite 303, Lake Mary, FL 32746Directions
- Tradeport10401 Post Office Blvd W, Orlando, FL 32862Directions
- Winter Garden15155 W Colonial Dr, Winter Garden, FL 34787Directions
Palm Bay area · 1
- Melbourne2305 Minton Rd, West Melbourne, FL 32904Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.63% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.17% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.23% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $84 | $59 | — |
- CapitalNet worth ratio8.63%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.17%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.23%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$84Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Priority Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.