Compare Bank & Credit Union Rates
Best savings rates in Colorado
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Colorado
- 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with Canvas Credit Union. No service fees. Interest compounded and credited quarterly.
Offer: $5 to open. No service fees. Interest compounded & credited quarterly.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $2.58 monthly service charge by maintaining a balance of $25 ($25 minimum balance required after 30 days from opening). Interest paid quarterly. $1.00 fee for each withdrawal over 4 presented during a calendar month.
Offer: Earns interest on all balances over $25. $25 to open and minimum balance required after 30 days from opening to avoid a monthly service charge of $2.58.
0.10% interest rate · $2.58 monthly fee · Effective Sep 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - Meridian Trust Federal Credit UnionMomentum Money MarketMomentum Money Market · $0 min · 0.10%–6.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Limit one Momentum Money Market Account per primary Social Security Number. Credit Union membership required. APY applies only to the portion of the account balance within each tier resulting in a Blended APY.
Offer: Rate applies to first $2,000 of balance. Split-rate / tier-portion APY.
Rate by balance
Rate by balance for Momentum Money Market Balance APY Up to $2,000 6.00% $2,000 – $5,000 2.50% $5,000 – $10,000 0.50% $10,000 and upYour amount 0.10% Rate checked
More details - FNBOPremier Money MarketPremier Money Market · $1,000 min · 0.08%–0.12% by balance
Bank · 21 branches
0.08%APY$8 a year on $10,000with conditionsRequirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Offer: Monthly fee of $5 waived with an average balance of $200.
0.08% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 122 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - High Country BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.20% by balance
Bank · 5 branches
0.06%APY$6 a year on $10,000Requirements
Offer: $10.00 fee per statement cycle if balance falls below $500.00.
0.05% interest rate · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $10,000 0.05% $10,000 – $50,000Your amount 0.06% $50,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 122 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 40 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required (live or work in Colorado). No monthly service fee. Earn interest on a minimum balance of $250+.
Offer: Subject to maintenance and/or activity fees. Fees could reduce earnings. Rates are variable and subject to change without notice. Membership required.
0.05% interest rate · No monthly fee · Effective Jan 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required (live or work in Colorado). Required for membership. No monthly service fee. No minimum to open. Earn interest on a minimum balance of $250+.
Offer: Subject to maintenance and/or activity fees. Fees could reduce earnings. Rates are variable and subject to change without notice. Membership required.
0.05% interest rate · No monthly fee · Effective Jan 21, 2026
Rate checked
More details - Options Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Variable rate account, with a minimum balance of $2,500 required to open and earn. If the account falls below the minimum balance requirement the APY will be 0%. Compounds monthly. Fees may reduce earnings. Unlimited withdrawals.
Offer: If the account falls below the minimum balance requirement the APY will be 0%. Compounds monthly. Fees may reduce earnings.
0.05% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $15,000Your amount 0.05% $15,000 – $50,000 0.15% $50,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches