Bank · FDIC insured
Farmers State Bank Savings Rates
Farmers State Bank’s best savings rate is 0.20% APY on $10,000, with its Personal Premier Money Market. Rates checked October 22, 2026.
How Farmers State Bank’s savings rates compare
Compared with banks and credit unions near Colorado Springs, CO, where Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank
0.20%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $20
Personal Premier Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Credit Union of Colorado
3.30%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $330
Farmers State Bank savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Premier Money Market
Up to 0.20%APY
Rates subject to change at any time. $10,000 minimum balance required to avoid a $25 monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Avoid the $25 monthly service charge by maintaining balance of $10,000. | 0.10% | $10 | Avoid the $25 monthly service charge by maintaining balance of $10,000. |
| $10,000 – $25,000Avoid the $25 monthly service charge by maintaining balance of $10,000. | 0.20% | $20 | Avoid the $25 monthly service charge by maintaining balance of $10,000. |
| $25,000 – $50,000Avoid the $25 monthly service charge by maintaining balance of $10,000. | 0.20% | — | Avoid the $25 monthly service charge by maintaining balance of $10,000. |
| $50,000 – $100,000Avoid the $25 monthly service charge by maintaining balance of $10,000. | 0.20% | — | Avoid the $25 monthly service charge by maintaining balance of $10,000. |
| $100,000 – $250,000Avoid the $25 monthly service charge by maintaining balance of $10,000. | 0.50% | — | Avoid the $25 monthly service charge by maintaining balance of $10,000. |
| $250,000 – $500,000Avoid the $25 monthly service charge by maintaining balance of $10,000. | 0.60% | — | Avoid the $25 monthly service charge by maintaining balance of $10,000. |
| $500,000 and upAvoid the $25 monthly service charge by maintaining balance of $10,000. | 0.75% | — | Avoid the $25 monthly service charge by maintaining balance of $10,000. |
Money Market Account
0.17%APY
Rates subject to change at any time. $1,000 minimum balance required to avoid a $10 monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Avoid the $10 monthly service charge by maintaining balance of $1,000. | 0.10% | — | Avoid the $10 monthly service charge by maintaining balance of $1,000. |
| $1,000 – $5,000Avoid the $10 monthly service charge by maintaining balance of $1,000. | 0.10% | — | Avoid the $10 monthly service charge by maintaining balance of $1,000. |
| $5,000 – $10,000Avoid the $10 monthly service charge by maintaining balance of $1,000. | 0.10% | — | Avoid the $10 monthly service charge by maintaining balance of $1,000. |
| $10,000 – $25,000Avoid the $10 monthly service charge by maintaining balance of $1,000. | 0.17% | $17 | Avoid the $10 monthly service charge by maintaining balance of $1,000. |
| $25,000 – $50,000Avoid the $10 monthly service charge by maintaining balance of $1,000. | 0.18% | — | Avoid the $10 monthly service charge by maintaining balance of $1,000. |
| $50,000 – $100,000Avoid the $10 monthly service charge by maintaining balance of $1,000. | 0.19% | — | Avoid the $10 monthly service charge by maintaining balance of $1,000. |
| $100,000 and upAvoid the $10 monthly service charge by maintaining balance of $1,000. | 0.40% | — | Avoid the $10 monthly service charge by maintaining balance of $1,000. |
Standard Savings
0.10%APY
Avoid the $2.58 monthly service charge by maintaining a balance of $25 ($25 minimum balance required after 30 days from opening). Interest paid quarterly. $1.00 fee for each withdrawal over 4 presented during a calendar month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarns interest on all balances over $25. $25 to open and minimum balance required after 30 days from opening to avoid a monthly service charge of $2.58.$25 and up | 0.10% | $10 | Earns interest on all balances over $25. $25 to open and minimum balance required after 30 days from opening to avoid a monthly service charge of $2.58. |
Special-purpose accounts
Christmas Club
0.10%APY
Interest paid quarterly on entire balance. No monthly maintenance fee. Club funds disbursed in early November. No withdrawals can be made; if account is closed prior to November 1st, all interest gained will be forfeited.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid quarterly on entire balance. Club funds disbursed in early November.Any balance | 0.10% | $10 | Interest paid quarterly on entire balance. Club funds disbursed in early November. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.