Bank · FDIC insured
High Country Bank
A $528.5M bank headquartered in Salida, CO, with 5 branches in Colorado. Best rates: CDs 3.82% and savings 2.53% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.82%CD rates →
- Savings892.53%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About High Country Bank
High Country Bank was founded in Colorado in 1886 to help the local community prosper.
Originally established as Chaffee County Bank, the institution transitioned from a locally owned entity to a publicly traded organization under ticker symbol HCBC and adopted its current name.
The bank operates five locations across Colorado, with branches in Buena Vista, Cañón City, Longmont, and Salida.
- Headquarters
- 7360 W Us Highway 50, Salida, CO 81201
- FDIC certificate
- 29783 ↗
Branches
5 branches in Colorado
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Colorado
5 branches
Salida area · 2
- High Country BankMain office7360 W Us Highway 50, Salida, CO 81201Directions
- Second Street Branch130 W 2nd St, Salida, CO 81201Directions
Buena Vista area · 1
- Buena Vista Branch516 Us Highway 24 N, Buena Vista, CO 81211Directions
Cañon City area · 1
- Canon City Branch150 N Raynolds Ave, Cañon City, CO 81212Directions
Boulder area · 1
- Longmont Branch110 Main St Ste 400, Longmont, CO 80501Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.62% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.34% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.08% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $99 | $81 | — |
- CapitalLeverage ratio9.62%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.34%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.08%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$99Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of High Country Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.