Compare Bank & Credit Union Rates
Best savings rates in Colorado
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Colorado
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - Native American BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.25%–0.45% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Designed for higher balances with minimal transaction needs. $2,500.00 minimum daily balance required to earn interest and avoid the $10.00 monthly statement fee. Interest is compounded daily and credited monthly.
Offer: $2,500.00 minimum daily balance required to avoid $10.00 monthly statement fee.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $49,999Your amount 0.25% $50,000 – $99,999 0.35% $100,000 and up 0.45% Rate checked
More details - United Business BankU Matter Money Market AccountU Matter Money Market Account · $5,000 min · 0.25%–1.77% by balance
Bank · 11 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available on new money only. Account APY is based on a tiered rate system. Minimum deposit of $5,000 - maximum deposit of $10,000,000 requirement for U Matter Account Specials.
Offer: New money only.
Promotional rate · Effective Jul 23, 2026
Rate by balance
Rate by balance for U Matter Money Market Account Balance APY $1,000 – $10,001Your amount 0.25% $10,001 – $50,001 0.25% $50,001 – $100,000 0.75% $100,000 – $250,000 1.26% $250,000 and up 1.77% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Designed for households. Limited to 6 withdrawals per month. Interest compounded daily and paid quarterly. $2.00 monthly service charge if balance falls below $100.00 any day of the month (fee waived if under 18 years of age and younger).
Offer: Minimum daily balance required to obtain APY each quarter is $25.00. Monthly service charge of $2.00 waived if minimum daily balance of $100.00 is maintained, or if owner is under 18 years of age.
0.20% interest rate · Compounded daily · $2 monthly fee · Effective Aug 6, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.20% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Quarterly statements. Maintenance and/or activity fees may reduce earnings.
0.20% interest rate · Effective Oct 5, 2026
Rate checked
More details - Northern Colorado Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–0.30% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Six withdrawals per month allowed; first three withdrawals are free and next three are charged at $10.00 per withdrawal. Variable rate account. Interest calculated by the average daily balance method.
Effective Aug 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 0.15% $10,000 and upYour amount 0.20% $25,000 and up 0.25% $50,000 and up 0.30% Rate checked
More details - Arapahoe Credit UnionMoney MarketMoney Market · $1,000 min · 0.20%–0.50% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $19,999Your amount 0.20% $20,000 – $49,999 0.30% $50,000 – $74,999 0.40% $75,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available only to consumers and businesses residing in Las Animas and Huerfano Counties, Colorado.
0.20% interest rate · Effective Oct 4, 2026
Rate checked
More details - Bank of ColoradoMoney Market AccountMoney Market Account · $1,000 min · 0.20%–1.76% by balance
Bank · 48 branches
0.20%APY$20 a year on $10,000Requirements
Product: $15.00 monthly service charge applies if account balance falls below $1,000 minimum at any time during monthly cycle. Up to 6 withdrawals per month allowed. Rates listed are available for accounts opened online only.
Offer: Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000.
0.20% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.45% $100,000 – $500,000 0.70% $500,000 – $1,000,000 0.75% $1,000,000 – $3,000,000 1.26% $3,000,000 and up 1.76% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches