Credit union · NCUA insured
Northern Colorado Credit Union
A $75.4M credit union headquartered in Greeley, CO, with 3,120 members and 2 branches in Colorado. Best rates: CDs 4.20% and savings 0.20% APY.
Northern Colorado Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#7 of 28 in Fort Collins, CO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northern Colorado Credit Union
Originally opened in 1935 as College Credit Union on the University of Northern Colorado campus in Greeley, Northern Colorado Credit Union has served the region for more than 90 years.
Northern Colorado Credit Union provides membership to individuals living and working in Weld, Larimer, Morgan, Logan, and Washington County communities.
- Headquarters
- 2901 S 27th Ave, Greeley, CO 80631
- NCUA charter
- 65775
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone living and working in Weld, Larimer, Morga, Logan, and Washington County communities.
Branches
2 branches in Colorado
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Colorado
2 branches
Greeley area · 1
- 2901 BranchMain office2901 S 27th Ave, Greeley, CO 80631Directions
Fort Collins area · 1
- Berthoud909 Mountain Ave, Berthoud, CO 80513Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.85% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.08% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.34% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $64 | $59 | — |
- CapitalNet worth ratio10.85%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.08%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.34%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$64Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northern Colorado Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.