Bank · FDIC insured
Century Savings Savings Rates
Century Savings’s best savings rate is 0.25% APY on $10,000, with its Money Market Deposit Account (MMDA). Rates checked October 22, 2026.
How Century Savings’s savings rates compare
Compared with banks and credit unions in Colorado, where Century Savings has the most branches. $10,000, best rate first.
This bank’s best
Century Savings
0.25%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
Money Market Deposit Account (MMDA)
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Century Savings savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Century Savings ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account (MMDA)
Up to 0.25%APY
Available to consumers residing in Las Animas and Huerfano Counties of the State of Colorado. Minimum opening deposit of $2,500.00. Minimum deposit of $100.00. Minimum check amount is $500.00. Variable rate; rate may change at any time.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum balance to obtain APY is $1.00. $10.00 monthly service fee is imposed if daily balance falls below $1,000.00 any day of the month. | 0.20% | $20 | Minimum balance to obtain APY is $1.00. $10.00 monthly service fee is imposed if daily balance falls below $1,000.00 any day of the month. |
| $2,500 and upTiered rate. Minimum balance to obtain APY is $2,500.00. $10.00 monthly service fee is imposed if daily balance falls below $1,000.00 any day of the month. | 0.25% | $25 | Tiered rate. Minimum balance to obtain APY is $2,500.00. $10.00 monthly service fee is imposed if daily balance falls below $1,000.00 any day of the month. |
| $50,000 and upTiered rate. Minimum balance to obtain APY is $50,000.00. $10.00 monthly service fee is imposed if daily balance falls below $1,000.00 any day of the month. | 0.65% | — | Tiered rate. Minimum balance to obtain APY is $50,000.00. $10.00 monthly service fee is imposed if daily balance falls below $1,000.00 any day of the month. |
| $100,000 and upTiered rate. Minimum balance to obtain APY is $100,000.00. $10.00 monthly service fee is imposed if daily balance falls below $1,000.00 any day of the month. | 0.75% | — | Tiered rate. Minimum balance to obtain APY is $100,000.00. $10.00 monthly service fee is imposed if daily balance falls below $1,000.00 any day of the month. |
Sources (2)
All captured Oct 4, 2026
Statement Savings
0.20%APY
Available only to consumers and businesses residing in Las Animas and Huerfano Counties, Colorado.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.20% | $20 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Passbook IRA
0.35%APY
Available only to consumers and businesses residing in Las Animas and Huerfano Counties, Colorado.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.35% | $35 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.