Bank · FDIC insured
Bank of Colorado Savings Rates
Bank of Colorado’s best savings rate is 0.50% APY on $10,000, with its Savings Account. Rates checked October 22, 2026.
How Bank of Colorado’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Bank of Colorado has the most branches. $10,000, best rate first.
This bank’s best
Bank of Colorado
0.50%APY
- Requires
- None
- Minimum
- $200
- Earns on $10,000 a year
- $50
Savings Account
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Bank of Colorado savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Colorado ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.20%APY
$15.00 monthly service charge applies if account balance falls below $1,000 minimum at any time during monthly cycle. Up to 6 withdrawals per month allowed. Rates listed are available for accounts opened online only.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,000Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. | 0.20% | $20 | Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. |
| $25,000 – $100,000Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. | 0.45% | — | Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. |
| $100,000 – $500,000Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. | 0.70% | — | Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. |
| $500,000 – $1,000,000Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. | 0.75% | — | Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. |
| $1,000,000 – $3,000,000Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. | 1.26% | — | Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. |
| $3,000,000 and upOpened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. | 1.76% | — | Opened online only. $15.00 monthly service charge waived if balance stays at or above $1,000. |
Sources (1)
- bankofcolorado.com/personal-ba…l-investors-money-market · captured Sep 26, 2026
Savings Account
0.50%APY
Available online or at local branches. Interest calculated daily. Up to 9 withdrawals per quarter free, $1.25 for each additional debit. $9.00 quarterly service fee waived with a minimum balance of $200.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates listed are available for accounts opened online only and may differ for accounts opened at a local branch. Rates are effective as of today's date and are subject to change. $9.00 service charge per statement quarter if balance falls below $200.Any balance | 0.50% | $50 | Rates listed are available for accounts opened online only and may differ for accounts opened at a local branch. Rates are effective as of today's date and are subject to change. $9.00 service charge per statement quarter if balance falls below $200. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.