Bank · FDIC insured
Century Savings
A $75.3M bank headquartered in Trinidad, CO, with 1 branch in Colorado. Best rates: CDs 1.25% and savings 0.25% APY.
Century Savings Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#97 of 103 in ColoradoHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Century Savings
Century Savings and Loan Association was chartered in 1903 as Century Building and Loan to provide share accounts that funded home mortgage loans.
The mutual savings and loan is owned by its depositors and has expanded its lending to commercial real estate, agricultural real estate, and land purchases.
- Headquarters
- 233 E Main St, Trinidad, CO 81082
- FDIC certificate
- 28860 ↗
Branches
1 branch in Colorado
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Colorado
1 branch
- Century Savings and Loan AssociationMain office233 E Main St, Trinidad, CO 81082Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.43% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.50% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.10% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $63 | $67 | — |
- CapitalLeverage ratio16.43%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.50%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.10%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$63Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Century Savings are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.