Credit union · NCUA insured
Northern Colorado Credit Union Savings Rates
Northern Colorado Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Northern Colorado Credit Union’s savings rates compare
Compared with banks and credit unions near Fort Collins, CO, where Northern Colorado Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northern Colorado Credit Union
0.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $20
Money Market
Top rate
First Tech Federal Credit Union
3.50%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $350
2nd-highest rate
Meritrust Credit Union – Colorado
3.50%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
Northern Colorado Credit Union savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern Colorado Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Money Market
0.00%APY
Six withdrawals per month allowed; first three withdrawals are free and next three are charged at $10.00 per withdrawal. Variable rate account. Interest calculated by the average daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
| $100,000 and up | 1.01% | — |
Sources (3)
All captured Oct 4, 2026
Money Market
Up to 0.20%APY
Six withdrawals per month allowed; first three withdrawals are free and next three are charged at $10.00 per withdrawal. Variable rate account. Interest calculated by the average daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.15% | $15 |
| $10,000 and up | 0.20% | $20 |
| $25,000 and up | 0.25% | — |
| $50,000 and up | 0.30% | — |
Sources (3)
All captured Oct 4, 2026
Additional Share
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Primary Share
0.10%APY
Establishes ownership share and credit union membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Special-purpose accounts
Evolution Share
Up to 3.04%APY
Available to individuals ages 0-26. Members under 18 must have a parent or guardian who is an NCCU member. Members over 18 may open as an additional share. Limit one Evolution Share per membership. Elevated interest paid on first $500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.04% | $304 |
| Over $500 | 0.25% | $25 |
Sources (3)
All captured Oct 4, 2026
Who can join Northern Colorado Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone living and working in Weld, Larimer, Morga, Logan, and Washington County communities.
Membership information collected October 4, 2026.