Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 601–615 results in California
- 0.05%APY$5 a year on $10,000
Requirements
Product: Required for all members; represents your share in credit union. The required $5 deposit is refundable. No monthly fee.
Offer: $50 minimum balance requirement to obtain the disclosed annual percentage yield (APY). No monthly fee. Refundable $5 deposit.
0.05% interest rate · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with the credit union. No monthly fee.
Offer: Minimum average daily balance of $100 required to earn dividends.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $3 monthly fee assessed if combined average in all savings, checking, money market, certificate and IRA accounts falls below $100 and account holder has no outstanding USC Credit Union loan balances. Fee waived if under age 25, one monthly $25 deposit occurs, maintain a $100 combined average balance in all deposit accounts, or have an outstanding balance on a consumer loan.
Offer: Monthly fee waived if under age 25, deposit $25+/month, maintain $100 combined average balance across deposit accounts, or have an outstanding consumer loan balance.
0.05% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Jun 1, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must mature in July or August 2025 (or July/August 2026).
Offer: Listed as Flexible Savers on rate sheet; must mature in July or August 2026. Minimum to earn dividends is $0.
0.05% interest rate · Effective Sep 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
Qualified rate · 0.05% interest rate · Effective Oct 13, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum $100 to earn dividends.
0.05% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Initial deposit into Member Share Savings Account of $25 required to join, plus a $1 one-time membership fee. Eligibility: live, work, or worship in Lassen County, or related to a current member. Account maintenance fee of $5 after 6 months if balance drops below $25.
0.05% interest rate · Effective Oct 8, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Par value of one share is $25.00. Account may be used as loan collateral or checking overdraft protection.
Offer: Variable rate. Dividends calculated by daily balance method and compounded/credited monthly. Must maintain a daily balance of $25.00 to obtain APY and avoid a fee.
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - The Police Credit UnionMoney Market Wealth Builder AccountMoney Market Wealth Builder Account · $2,500 min · 0.05%–1.90% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Federally insured savings vehicle with tiered interest rates and check-writing access for up to 6 checks per month. Requires credit union membership.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Wealth Builder Account Balance APY $2,500 – $15,000Your amount 0.05% $15,000 – $50,000 0.80% $50,000 – $100,000 1.10% $100,000 – $150,000 1.26% $150,000 – $250,000 1.65% $250,000 and up 1.90% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Savings account required for Credit Union membership. After six months, must maintain a minimum $250 balance or open any other type of account to avoid a $5 monthly service fee.
Offer: After six months, maintain a minimum $250 balance or open any other type of account to avoid the $5 monthly fee.
$5 monthly fee
Rate checked
More details - Farmers Insurance Federal Credit UnionRainy Day SavingsSavings · $0 min · 0.05%–1.75% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: APY of 1.75% on balances up to $2,000; Membership Savings rate (0.05%) on balances over $2,000. Maximum of two free withdrawals per calendar year ($20 fee each additional withdrawal). Funded via recurring ACH deposit or qualifying external funds. Limit one Rainy Day Account per qualified membership. Membership eligibility required.
Offer: APY of 1.75% on balances up to $2,000. Maximum of two free withdrawals per calendar year.
Rate by balance
Rate by balance for Rainy Day Savings Balance APY Up to $2,000 1.75% $2,000 and upYour amount 0.05% Rate checked
More details - Farmers & Merchants BankMarket Rate Money MarketMarket Rate Money Market · $100 min · 0.03%–0.05% by balance
Bank · 27 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest is compounded and credited monthly on the monthly statement cycle date. Rates may change at any time. Fees could reduce earnings. Closing account before interest is credited forfeits accrued interest. $15 monthly minimum balance fee applies if balance falls below $2,500 any day of the statement cycle.
0.03% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Market Rate Money Market Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.05% Rate checked
More details - SkyOne Federal Credit UnionRegular SavingsSavings · $0 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Variable-rate account. Also referenced as Basic Savings / Primary Savings.
0.00% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $499 0.00% $500 and upYour amountDividends posted and compounded monthly. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches