Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 466–480 results in California
- 0.10%APY$10 a year on $10,000
Requirements
Product: Can be opened with any amount.
Offer: No minimum balance required to earn dividends. Dividends calculated daily and paid monthly.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Free for members ages 23 and younger. A one-time membership fee applies for non-members ($5 par value share ownership deposit plus $5 membership fee).
Offer: No minimum balance required to earn dividends. Dividends calculated daily and paid monthly.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - First California Federal Credit UnionTotal SaverSavings · $5 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate. Fee-free ATM access nationwide. Dividends are computed on the daily balance method, begin accruing as of the date of deposit, and are paid and compounded monthly on accounts with a minimum of $5.00.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Total Saver Balance APY Up to $250 0.00% $250 – $3,000 0.05% $3,000 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - Travis Credit UnionTarget SavingsSavings · $0 min · 0.00%–0.15% by balance
Credit union · 25 branches
0.10%APY$10 a year on $10,000Requirements
Product: Total minimum of $5 to open account. No monthly maintenance fees. Dividends compound monthly.
Offer: Dividends compound monthly.
0.00% interest rate · No monthly fee · Effective Jul 25, 2022
Rate by balance
Rate by balance for Target Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $10,000Your amount 0.10% Over $10,000 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: One-time $5 membership fee and $5 minimum share deposit (total minimum of $10 to open account). No monthly maintenance fees. Dividends compound monthly.
Offer: Dividends compound monthly.
0.00% interest rate · No monthly fee · Effective Jul 25, 2022
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $10,000Your amount 0.10% Over $10,000 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
Offer: Plus Checking Account
Qualified rate · 0.10% interest rate · Effective Oct 13, 2026
Rate checked
More details - First U.S. Community Credit UnionDream SavingsSavings · $100 min · 0.05%–0.10% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Create unlimited number accounts with custom names. Account may be linked to another First U.S. account for overdraft protection.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Dream Savings Balance APY $100 – $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.10% $100,000 and up 0.10% Rate checked
More details - First U.S. Community Credit UnionPrime SavingsSavings · $100 min · 0.05%–0.10% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Required for First U.S. membership. Account may be linked to another First U.S. account for overdraft protection.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Prime Savings Balance APY $100 – $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.10% $100,000 and up 0.10% Rate checked
More details - American First Credit UnionPremium Money MarketPremium Money Market · $2,500 min · 0.07%–0.25% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Balances under $2,500 are subject to monthly service fees. Refer to Schedule of Fees & Services for details. Fees may reduce earnings.
Offer: Balances under $2,500 are subject to monthly service fees.
0.07% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $2,500 and up 0.07% $10,000 and upYour amount 0.10% $50,000 and up 0.20% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $5.00 deposit into a Member Savings Account establishes membership share in the credit union and qualifies members to open any other account type. Variable rate. Dividends calculated by daily balance method.
Offer: Variable rate. Minimum balance to earn disclosed APY is $100.00.
Effective Nov 10, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a Mirastar Federal Credit Union member, 18 years of age or older, with no loans 60+ days delinquent and no past or present losses with Credit Union. Businesses, organizations, trusts, and employees/board members (and immediate family) are not eligible.
Offer: Variable rate account; rates and APY may change monthly. Dividends compounded and credited quarterly. Receive 1 entry for every $25 monthly average balance for cash prize drawings ($1,000 monthly, $5,000 quarterly, $10,000 annual grand prize); minimum $500 average monthly daily balance required to be eligible for prizes.
0.10% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership balance is required to be held in Regular Shares savings account. Membership in Mirastar Federal Credit Union is required.
Offer: Variable rate account; rates and APY may change monthly. Dividends compounded and credited quarterly for Savings Accounts.
0.10% interest rate · Effective Oct 13, 2026
Rate checked
More details - SkyOne Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.40% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate. Dividends compounded and credited monthly. A $10 monthly fee applies if Average Daily Balance falls below $2,500. Maximum of 6 withdrawals or outgoing transfers per month.
Offer: If Average Daily Balance falls below $2,500, a $10 monthly fee applies.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.40% $250,000 and up 0.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 monthly service fee if daily balance falls below $100.00; fee waived for Custodian Accounts under age 18. Variable rate account.
Offer: $5.00 monthly service fee if balance falls below $100.00; waived for Custodian Accounts under age 18. Variable rate.
$5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - County Schools Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.25% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered dividend rates; $2,500 minimum balance required to earn dividends/interest; monthly fee applies if balance falls below $2,500; dividends/interest paid monthly.
Offer: Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum.
0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.20% $100,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches