Credit union · NCUA insured
County Schools Federal Credit Union Savings Rates
County Schools Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How County Schools Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Oxnard, CA, where County Schools Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
County Schools Federal Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Money Market Account
Top rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
CommunityAmerica Credit Union
3.20%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
County Schools Federal Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where County Schools Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.10%APY
Tiered dividend rates; $2,500 minimum balance required to earn dividends/interest; monthly fee applies if balance falls below $2,500; dividends/interest paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. | 0.05% | — | Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. |
| $10,000 – $24,999Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. | 0.10% | $10 | Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. |
| $25,000 – $49,999Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. | 0.15% | — | Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. |
| $50,000 – $99,999Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. | 0.20% | — | Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. |
| $100,000 and upDividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. | 0.25% | — | Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum. |
Primary Savings Account
0.01%APY
Establish membership with $1. Earn dividends on balances of $150 or more. Dividends/Interest paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn dividends on balances of $150 or more. Dividends/Interest is paid monthly.Any balance | 0.01% | $1 | Earn dividends on balances of $150 or more. Dividends/Interest is paid monthly. |
Sub-Share Savings Account
0.01%APY
Functions like regular savings account with same rates and terms.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSame rates and account terms as regular savings.Any balance | 0.01% | $1 | Same rates and account terms as regular savings. |
Special-purpose accounts
IRA - Individual Retirement Account
0.10%APY
Subject to an annual IRA fee. Dividends/Interest paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Dividends/Interest paid monthly. Subject to an annual IRA fee. | 0.10% | $10 | Dividends/Interest paid monthly. Subject to an annual IRA fee. |
| $25,000 – $49,999Dividends/Interest paid monthly. Subject to an annual IRA fee. | 0.15% | — | Dividends/Interest paid monthly. Subject to an annual IRA fee. |
| $50,000 – $74,000Dividends/Interest paid monthly. Subject to an annual IRA fee. | 0.20% | — | Dividends/Interest paid monthly. Subject to an annual IRA fee. |
| $75,000 – $99,999Dividends/Interest paid monthly. Subject to an annual IRA fee. | 0.25% | — | Dividends/Interest paid monthly. Subject to an annual IRA fee. |
| $100,000 and upDividends/Interest paid monthly. Subject to an annual IRA fee. | 0.30% | — | Dividends/Interest paid monthly. Subject to an annual IRA fee. |
Sources (1)
- csfcu.org/savings-rates · captured Oct 6, 2026
Holiday Club
0.25%APY
No fees or minimum balance. Automatic transfer to checking on November 15th.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAutomatic transfer to checking on November 15th. Dividends/Interest is paid monthly.Any balance | 0.25% | $25 | Automatic transfer to checking on November 15th. Dividends/Interest is paid monthly. |
Summer Saver Club
0.25%APY
No fees or minimum balance. Automatic transfer to checking on May 15th.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAutomatic transfer to checking on May 15th. Dividends/Interest is paid monthly.Any balance | 0.25% | $25 | Automatic transfer to checking on May 15th. Dividends/Interest is paid monthly. |
Junior Saver Account
0.01%APY
Only $1 to open. Free piggy bank for new young savers.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends/Interest is paid monthly.Any balance | 0.01% | $1 | Dividends/Interest is paid monthly. |
Who can join County Schools Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Select Employee Groups are eligible to join.
Military, government and schools
- Students, faculty, and staff of all Ventura County schools, colleges, trade schools, and universities are eligible to join.
Family and household
- Immediate families of students, faculty, and staff of Ventura County schools, colleges, trade schools, and universities are eligible to join.
Other ways
- Supporters of local education like PTO donors are eligible to join.
Membership information collected October 5, 2026.