Compare Bank & Credit Union Rates
Best credit card rates in Indiana
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 88 in Indiana · median 10.90% APR
- 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 19.00%
12.00% APR, up to 19.00%
Terms
Variable APR for purchases and cash advances. After the first six months, APR is based on Prime Rate (Index) plus a margin of 5.00% to 12.00% (currently 12.00% – 18.00%). APR will never be greater than 18.00%.
Credit card score 72 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Platinum tier. Annual fee waived / no annual fee. Variable rate as low as 12.00%.
Credit card score 72 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Purchase APR is variable, equal to Prime Rate plus a margin of 5.00%. Prime Rate was 6.75% as of January 10, 2026. Monthly periodic rate 0.9792%. Minimum interest charge $0.50.
Credit card score 72 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 20.00%
12.74% APR, up to 20.00%
Terms
Annual Percentage Rate (APR) for purchases as low as 12.49% variable. Purchase APR equals Prime Rate plus 5.74% (A+ rating) up to 13.00% (C/D rating), max 18%.
Credit card score 69 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Credit card score 69 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Tier A. Rate adjusted semi-annually (January & July); APR based on Prime rate as of 07/01/2026. Includes 25-day grace period on purchases and no balance transfer fees.
Credit card score 69 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Purchase APR. Daily periodic rate is 0.03559%.
Credit card score 67 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Variable APR of Prime + 6.00%. Maximum rate is 18.00%. APR is the same for purchases and cash advances.
Credit card score 66 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.15%APRas low as · up to 21.00%
13.15% APR, up to 21.00%
Terms
Standard variable rate. Actual rate depends on evaluation of individual credit history. Rates as low as 13.40% APR on credit cards page.
Credit card score 66 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as
Terms
Variable purchase APR adjusts to 14.99% APR after the Intro period. Calculated as Prime Rate (7.00% as of 9/17/2026) + 6.49% margin (Maximum APR 24.00%).
Credit card score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing APR of index + 6.99%; index is WSJ prime rate.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR: Prime + 6.99%, Rate Cap 21%.
Credit card score 63 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing APR of Prime + 6.99%.
Credit card score 63 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing APR is Prime + 6.99%; no annual fee.
Credit card score 63 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Indiana
88 banks and credit unions · checked Oct 15–22
- Typical
- 10.90%
- Top 10% up to
- 9.00%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch