Compare Bank & Credit Union Rates
Best credit card rates in Fort Wayne, IN
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–9 of 9 in Fort Wayne, IN · median 12.74% APR
- 11.74%APRas low as
Terms
Standard rate is Prime + 4.74%. Rates are based on credit score and Prime Rate at the time of application; rates may change when Prime Rate changes. Your rate may be high as 18.00%.
Credit card score 75 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Variable Visa Prime +4.74%. As of 1/1/26, Credit Card Prime Rate is 6.75%. Rate may vary depending on credit score. No balance transfer fee.
Credit card score 75 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.80%APRas low as
Terms
Regular rate; non-variable.
Credit card score 74 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.00%
11.90% APR, up to 18.00%
Terms
Standard Purchase APR based on creditworthiness. Variable rate.
Credit card score 73 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 20.00%
12.74% APR, up to 20.00%
Terms
Annual Percentage Rate (APR) for purchases as low as 12.49% variable. Purchase APR equals Prime Rate plus 5.74% (A+ rating) up to 13.00% (C/D rating), max 18%.
Credit card score 69 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing APR of Prime + 6.99%.
Credit card score 63 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Fixed APR at 18.00% for purchases, balance transfers and cash advances. As low as 18% APR. No annual fee.
Credit card score 60 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
$99 annual fee after the first 12 months. Variable APR based on Prime Rate and creditworthiness.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Fort Wayne, IN
9 banks and credit unions · checked Sep 18–Oct 17
- Typical
- 12.74%
- Top 10% up to
- 11.74%
- Banks, typical
- 18.49%
- Credit unions, typical
- 11.85%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Fort Wayne, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Summit Choice Credit UnionCredit union · 6 branches
- Flagstar BankBank · 10 branches
- GreenWay BankBank · 1 branch