Bank · FDIC insured
Springs Valley Bank & Trust Company
A $675.3M bank headquartered in French Lick, IN, with 6 branches in Indiana. Best rates: savings 0.10% APY.
Springs Valley Bank & Trust Company Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#6 of 7 in Jasper, IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Springs Valley Bank & Trust Company
- Headquarters
- 8482 W State Road 56, French Lick, IN 47432
- FDIC certificate
- 4419 ↗
Branches
6 branches in Indiana
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Indiana
6 branches
Jasper area · 2
- 3rd Avenue Branch865 3rd Ave, Jasper, IN 47546Directions
- Jasper Branch1500 Main St, Jasper, IN 47546Directions
French Lick area · 1
- Springs Valley Bank & Trust CompanyMain office8482 W State Road 56, French Lick, IN 47432Directions
Paoli area · 1
- Springs Valley Bank & Trust867 N Gospel St, Paoli, IN 47454Directions
Princeton area · 1
- Princeton Banking Center1501 W Broadway St, Princeton, IN 47670Directions
Washington area · 1
- Washington Branch1717 S State Road 57, Washington, IN 47501Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.50% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.85% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $88 | $81 | — |
- CapitalLeverage ratio12.50%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.85%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$88Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Springs Valley Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.