Bank · FDIC insured
Community State Bank
A $175.9M bank headquartered in Royal Center, IN, with 4 branches in Indiana.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community State Bank
Community State Bank opened for business on May 24, 1930 in a rented building that originally housed the former Citizens State Bank.
In 1984, the parent holding company Community Bancorp was formed to ensure local, independent operation.
The bank expanded by opening banking offices in Twelve Mile in 1996, Kewanna in 2004, and Walton in 2015.
- Headquarters
- 101 N Chicago St, Royal Center, IN 46978
- FDIC certificate
- 1839 ↗
Branches
4 branches in Indiana
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Indiana
4 branches
Logansport area · 3
- Community State BankMain office101 N Chicago St, Royal Center, IN 46978Directions
- Twelve Mile Branch8070 E State Road 16, Twelve Mile, IN 46988Directions
- Walton Branch504 N Main St, Walton, IN 46994Directions
Kewanna area · 1
- Kewanna Branch233 E Main St, Kewanna, IN 46939Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.48% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.62% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $60 | $81 | — |
- CapitalLeverage ratio10.48%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.62%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$60Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.