Best CD rates and certificates

Requirements

Product: A penalty may be imposed for early withdrawal.

Offer: A penalty may be imposed for early withdrawal. Daily balance is the amount of the principal in the account each day.

Requirements

Product: Certificates of deposit accounts carry a substantial penalty for early withdrawal. All rates are subject to change.

Offer: Early withdrawal penalty applies.

Requirements

Product: Fixed rates; renews automatically; substantial penalty for early withdrawal.

Requirements

Product: Compounding dividends computed daily and paid quarterly. Automatically renews at maturity. Penalties may be imposed for early withdrawal. Accounts and rates are subject to membership eligibility and qualifications. Additional deposits not allowed once opened.

Requirements

Product: To qualify for the $250 opening deposit, you must be bringing new money to your NGM Credit Union accounts. For transfer of funds from existing NGM Credit Union accounts to a CD the opening balance is $1,000. 2 months dividend penalty applies for early withdrawal on all terms. Specific disclosure about the Term Share Account is available at the Credit Union when you open a new account or upon request. Member accounts in this Credit Union are federally insured by the National Credit Union Share Insurance Fund up to $250,000.

Offer: Promotional rate. $250 opening deposit requires new money; $1,000 opening balance for transfers from existing NGM Credit Union accounts.

Requirements

Product: Requires minimum balance of $500 and 100% of deposit in new money (funds not currently held by Capital Credit Union in any share or deposit account). After 12 months, balance automatically rolls into a regular 12-Month CD at advertised rate. Early withdrawal penalties apply. Offer expires when limit is reached.

Offer: Requires 100% new money. Automatically rolls over into a regular 12-Month CD at maturity.

Requirements

Product: $5,000 minimum to open; limited time offer; not available for public funds or IRAs; early withdrawal penalty may apply. Allows one additional deposit less than or equivalent to initial deposit, one penalty-free withdrawal of up to 50% of current balance, and one rate change during the term.

Offer: $5,000 minimum to open; limited time offer; not available for public funds or IRAs; early withdrawal penalty may apply. Make one additional deposit less than or equivalent to initial deposit; make one penalty free withdrawal of up to 50% of current balance; rate may be changed one time during the term.

Requirements

Product: Minimum opening deposit is $500. Early withdrawal penalties apply and may reduce earnings. Automatic renewal available.

Offer: Penalty for early withdrawal.

Requirements

Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. At maturity, automatically renews to the Standard CD term (3, 6, or 12 months) closest to but not greater than the special term at the applicable standard rate. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.

Offer: Renews to Standard CD 12 Month (1 Year) term upon maturity.

Requirements

Product: Must be opened with existing maturing Andrews Federal share certificate funds or new money not currently vested with the Credit Union. Maximum balance is $250,000. Limited time offer. Automatically renews at maturity to a 12-Month share certificate. No penalties apply for early withdrawal. Dividends compounded and credited quarterly.

Offer: Minimum of $500 to open and maintain account to earn advertised APY; maximum balance $250,000. Must be opened with existing maturing Andrews Federal certificate funds or new money. No early withdrawal penalty. At maturity automatically renews to 12-month share certificate.

Requirements

Product: Insured by NCUA up to $250,000. Early withdrawal penalty may apply. Auto-renewal at maturity.

Offer: Earn quarterly dividends; paid out quarterly.

Requirements

Product: $500 minimum to open regular share certificates. An early withdrawal penalty may apply if principal is withdrawn before maturity. Account fees could reduce earnings. ACU membership required.

Offer: 13 Month Promo offer may be withdrawn at any time.

Requirements

Product: New money requirement: promotional rate available for new funds only (deposits not currently held by SkyPoint Federal Credit Union; funds transferred from existing SkyPoint accounts or maturing CDs are ineligible). IRA certificates are not eligible. Early withdrawal penalties apply. Dividends paid monthly. Renews at a 12-month term (per footnote 3 on p52) or 6-month term (per footnote 3 on p57).

Offer: New money requirement: promotional rate is available for new funds only. Funds transferred from existing SkyPoint accounts including maturing CDs are not eligible. IRA certificates are not eligible. Early withdrawal penalties apply. Dividends paid monthly. Renews at a 12-month or 6-month term unless otherwise requested.

Requirements

Product: Limited-time offer. A penalty may be imposed for early withdrawal. Subject to change and may end at any time without notice.

Offer: Limited-time special celebrating 90 years of C1st. Early withdrawal penalty may apply.

Requirements

Product: Offer available October 1 - November 20, 2026. Special certificate will renew automatically as a 12-month certificate at the current dividend rate. To qualify, members must either 1) fund the certificate with at least half in new money that has not been on deposit with the credit union in the last 30 days, or 2) proactively contact us to roll over a certificate that is set to mature between October 1 and November 20, 2026, retaining the funds from the maturing certificate. Fees may reduce earnings. Early withdrawal penalties apply.

Offer: Special certificate will renew automatically as a 12-month certificate at the current dividend rate. To qualify, members must either 1) fund the certificate with at least half in new money that has not been on deposit with the credit union in the last 30 days, or 2) proactively contact us to roll over a certificate that is set to mature between October 1 and November 20, 2026, retaining the funds from the maturing certificate.