Credit union · NCUA insured
NGM Employees FCU CD Rates
NGM Employees FCU’s best CD rate is 4.15% APY on a 1-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 22, 2026.
How NGM Employees FCU’s CD rates compare
Compared with banks and credit unions near Keene, NH, where NGM Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
NGM Employees FCU
4.15%APY
- Term
- 12 months
- Minimum
- $250
- Earns on $10,000
- $415
Term Share CD
Top rate
GFA FCU
4.45%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,902
3rd-highest rate
Service Credit Union
4.10%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $410
NGM Employees FCU CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo2.50%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NGM Employees FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share CD
Up to 4.15%APY · 6 terms
To qualify for the $250 opening deposit, you must be bringing new money to your NGM Credit Union accounts. For transfer of funds from existing NGM Credit Union accounts to a CD the opening balance is $1,000. 2 months dividend penalty applies for early withdrawal on all terms. Specific disclosure about the Term Share Account is available at the Credit Union when you open a new account or upon request. Member accounts in this Credit Union are federally insured by the National Credit Union Share Insurance Fund up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.30% | $7 |
| 6 months | 0.50% | $25 |
| 6 monthsPromotional rate. $250 opening deposit requires new money; $1,000 opening balance for transfers from existing NGM Credit Union accounts | 3.85% | $191 |
| 9 months | 0.75% | $56 |
| 9 monthsPromotional rate. $250 opening deposit requires new money; $1,000 opening balance for transfers from existing NGM Credit Union accounts | 3.25% | $243 |
| 12 monthsPromotional rate. $250 opening deposit requires new money; $1,000 opening balance for transfers from existing NGM Credit Union accounts | 4.15% | $415 |
| 18 monthsPromotional rate. $250 opening deposit requires new money; $1,000 opening balance for transfers from existing NGM Credit Union accounts | 2.50% | $377 |
| 24 monthsPromotional rate. $250 opening deposit requires new money; $1,000 opening balance for transfers from existing NGM Credit Union accounts | 2.00% | $404 |
Sources (1)
- ngmcu.com/rates · captured Oct 3, 2026
Who can join NGM Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership includes individuals associated with Main Street America Group and select vendors.
Family and household
- Family members of eligible employees (including spouse/partner, child/grandchild, parents/siblings/grandparents) are eligible to join.
Membership information collected October 4, 2026.