Credit union · NCUA insured
NGM Employees FCU
A $7.7M credit union headquartered in Keene, NH, with 1,167 members and 1 branch in New Hampshire. Best rates: CDs 4.15% and savings 0.75% APY.
NGM Employees FCU Carrot Score
84
Carrot Score
Higher than 68% of U.S. banks and credit unions
#4 of 8 in Keene, NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About NGM Employees FCU
Founded in 1966, NGM Employees Federal Credit Union was initially established to meet the financial service needs of National Grange Mutual Insurance Company employees and their family members.
The credit union has since broadened its membership to include individuals associated with Main Street America Group and select vendors.
- Headquarters
- 55 WEST St, Keene, NH 03431-3374
- NCUA charter
- 17793
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership includes individuals associated with Main Street America Group and select vendors.
Family and household
- Family members of eligible employees (including spouse/partner, child/grandchild, parents/siblings/grandparents) are eligible to join.
Branches
1 branch in New Hampshire
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New Hampshire
1 branch
- Ngm Employees Federal Credit UnionMain office55 WEST St, Keene, NH 03431Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.41% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.88% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $49 | $59 | — |
- CapitalNet worth ratio7.41%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.88%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$49Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of NGM Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.