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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Tennessee

  1. First Century BankFarragut CD SpecialCD · 12 months · $500 min

    Bank · 11 branches

    5.01%APY$501 over 1 year on $10,000with conditions
  2. Top Carrot, Carrot Score 94
    First Jackson BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 1 branch

    5.01%APY$2,769 over 60 months on $10,000intro rate
  3. Top Carrot, Carrot Score 99
    Knoxville TVA Employees Credit UnionCertificate AccountsCD · 12 months · $2,500 min

    Credit union · 24 branches

    5.00%APY$500 over 1 year on $10,000
  4. Top Carrot, Carrot Score 96
    Altra Federal Credit UnionAltra Thrive CertificatesCD · 30 months · $1,000 min

    Credit union · 2 branches

    4.75%APY$1,230 over 30 months on $10,000intro rate
  5. TEN Credit UnionShare CertificateCD · 7 months · $500 min

    Credit union · 7 branches

    4.50%APY$260 over 7 months on $10,000
  6. Top Carrot, Carrot Score 94
    Tennessee Valley Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 21 branches

    4.50%APY$450 over 1 year on $10,000
  7. Consumer Credit UnionCertificate AccountsCD · 20 months

    Credit union · 8 branches

    4.50%APY$761 over 20 months on $10,000
  8. Top Carrot, Carrot Score 94
    Employee Resources Credit UnionCertificates of DepositCD · 6 months · $5,000 min

    Credit union · 5 branches

    4.42%APY$219 over 6 months on $10,000
  9. Citizens BankCertificates of Deposit (CDs)CD · 39 months · $2,500 min

    Bank · 13 branches

    4.40%APY$1,502 over 39 months on $10,000
  10. City National BankPersonal Certificates of DepositCD · 12 months · $2,500 min

    Bank · 1 branch

    4.39%APY$439 over 1 year on $10,000intro rate
  11. Paragon Bank13 month CD SpecialCD · 13 months · $1,000 min

    Bank · 5 branches

    4.39%APY$476 over 13 months on $10,000with conditions
  12. Top Carrot, Carrot Score 88
    Veritas Federal Credit UnionCertificatesCD · 11 months · $500 min

    Credit union · 1 branch

    4.35%APY$398 over 11 months on $10,000
  13. SouthEast BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 14 branches

    4.35%APY$435 over 1 year on $10,000intro rate
  14. First National BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 3 branches

    4.35%APY$472 over 13 months on $10,000
  15. BASF Chattanooga FCUCertificateCD · 6 months · $500 min

    Credit union · 1 branch

    4.34%APY$215 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Tennessee

1,110 CDs at 140 banks and credit unions · checked Oct 15–22

Typical
3.03%
Top 10% from
4.06%
Banks, typical
2.01%
Credit unions, typical
3.29%

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Tennessee

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Knoxville TVA Employees Credit UnionCredit union · 24 branches
  2. LGWFCUCredit union · 1 branch
  3. Bowater Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate