Bank · FDIC insured
SouthEast Bank
A $3.6B bank, the 363rd largest of 4,207, headquartered in Farragut, TN, with 14 branches in Tennessee. Best rates: CDs 4.35% and savings 0.60% APY.
SouthEast Bank Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#6 of 32 in Knoxville, TN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About SouthEast Bank
SouthEast Bank is headquartered in Farragut, Tennessee, and operates 14 branches serving communities across Middle and East Tennessee.
The bank focuses on reinvesting in local Tennessee communities through initiatives spanning education, wellness, and workforce development.
- Headquarters
- 12700 Kingston Pike, Farragut, TN 37934
- FDIC certificate
- 57348 ↗
Branches
14 branches in Tennessee
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Tennessee
14 branches
Knoxville area · 5
- SouthEast BankMain office12700 Kingston Pike, Farragut, TN 37934Directions
- Bearden/Kingston Pike Branch4960 Kingston Pike, Knoxville, TN 37919Directions
- North Broadway Branch4924 N Broadway St, Knoxville, TN 37918Directions
- Southeast Bank10870 Hardin Valley Rd, Knoxville, TN 37932Directions
- Lenoir City Branch596 Town Creek Pkwy, Lenoir City, TN 37771Directions
Athens area · 2
- Athens Branch1878 Congress Pkwy S, Athens, TN 37303Directions
- Decatur Branch17670 State Highway 58 N, Decatur, TN 37322Directions
Chattanooga area · 2
- Chattanooga Branch605 Chestnut St, Chattanooga, TN 37450Directions
- Ooltewah Branch9218 Lee Hwy, Ooltewah, TN 37363Directions
Cookeville area · 2
- Cookeville Branch744 S Willow Ave, Cookeville, TN 38501Directions
- North Cookeville Branch1065 E 10th St, Cookeville, TN 38501Directions
Cleveland area · 1
- Cleveland Branch3475 Keith St Nw, Cleveland, TN 37312Directions
Dayton area · 1
- Dayton Branch3995 Rhea County Hwy, Dayton, TN 37321Directions
Spring City area · 1
- Spring City Branch285 Front St, Spring City, TN 37381Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.51% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.66% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.75% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalLeverage ratio8.51%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.66%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.75%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of SouthEast Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.