Credit union · NCUA insured
Knoxville TVA Employees Credit Union CD Rates
Top CarrotKnoxville TVA Employees Credit Union’s best CD rate is 5.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 121 months. Rates checked October 15, 2026.
How Knoxville TVA Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Knoxville, TN, where Knoxville TVA Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $500
Certificate Accounts
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
3rd-highest rate
Consumer Credit Union
4.50%APY
- Term
- 20 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $761
Knoxville TVA Employees Credit Union CD score
95
CD score
Higher than 97% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo5.00%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.15%
- QualifiedQualified5.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Knoxville TVA Employees Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 5.00%APY · 9 terms
Paper statement fee $2.00/month unless enrolled in eStatements. Early withdrawal penalty: 90 days dividends for terms 17 months or less; 180 days for 18 months or more. Add 0.25% APY to dividend rate for $10,000+ new money OR direct deposit. Not applicable to 12-month term.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 3.85% | 3.85% | $191 |
| 12 months | — | 5.00% | 5.00% | $500 |
| 18 months | 4.05% | — | 4.05% | $614 |
| 24 months | 4.10% | — | 4.10% | $837 |
| 30 months | 4.10% | — | 4.10% | $1,057 |
| 36 months | 4.10% | — | 4.10% | $1,281 |
| 42 months | 4.10% | — | 4.10% | $1,510 |
| 48 months | 4.15% | — | 4.15% | $1,766 |
| 60 months | 4.15% | — | 4.15% | $2,255 |
Sources (1)
- tvacreditunion.com/rates/deposit-rates.html · captured Oct 15, 2026
Educational Savings Plan
Up to 4.28%APY · 3 terms
No minimum opening deposit. Must be open for minimum 3 years. Pays out on child's college entrance date or 18th birthday. Paper statement fee $2.00/month unless enrolled in eStatements. Cannot be designated as an IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36–60 months | 3.50% | $1,087 |
| 61–120 months | 4.02% | $2,218 |
| 121–Unknown months | 4.28% | $5,259 |
Sources (1)
- tvacreditunion.com/rates/deposit-rates.html · captured Oct 15, 2026
Set It & Forget It Certificate Account
Up to 3.00%APY · 2 terms
Automatic monthly deposit of $25 required on balances under $25,000. Additional deposits allowed. Term fixed at account opening.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.00% | $200 |
| 24 months | 3.00% | $609 |
Sources (1)
- tvacreditunion.com/rates/deposit-rates.html · captured Oct 15, 2026
Special-purpose accounts
IRA Certificate Accounts
Up to 4.15%APY · 4 terms
Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements. Early withdrawal penalties apply. Dividends compounded monthly. Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 monthsPaper statement fee waived if enrolled in eStatements, or for members under 18, Senior Member Accounts, and department SSI | 4.10% | $1,281 |
| 42 monthsPaper statement fee waived if enrolled in eStatements, or for members under 18, Senior Member Accounts, and department SSI | 4.10% | $1,510 |
| 48 monthsPaper statement fee waived if enrolled in eStatements, or for members under 18, Senior Member Accounts, and department SSI | 4.15% | $1,766 |
| 60 monthsPaper statement fee waived if enrolled in eStatements, or for members under 18, Senior Member Accounts, and department SSI | 4.15% | $2,255 |
Sources (2)
All captured Oct 5, 2026
Who can join Knoxville TVA Employees Credit Union
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