Bank · FDIC insured
SouthEast Bank CD Rates
SouthEast Bank’s best CD rate is 4.35% APY on a 1-year CD. Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How SouthEast Bank’s CD rates compare
Compared with banks and credit unions near Knoxville, TN, where SouthEast Bank has the most branches. $10,000, best rate first.
This bank’s best
SouthEast Bank
4.35%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $435
Certificate of Deposit
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $500
SouthEast Bank CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo4.35%
- 16–30 months16–30 mo4.25%
- QualifiedQualified4.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SouthEast Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.35%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsLimited-time offer. Promo rate valid during initial term only; not applicable to renewals. No minimum balance required to earn APY. Compounded quarterly. Early withdrawal penalty applies | 4.05% | $200 |
| 12 monthsLimited-time offer. Promo rate valid during initial term only; not applicable to renewals. No minimum balance required to earn APY. Compounded quarterly. Early withdrawal penalty applies | 4.35% | $435 |
| 24 monthsLimited-time offer. Promo rate valid during initial term only; not applicable to renewals. No minimum balance required to earn APY. Compounded quarterly. Early withdrawal penalty applies | 4.25% | $868 |
Sources (1)
- southeastbank.com/personal-ban…g/bank-accounts/bank-cds · captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.