Credit union · NCUA insured
BASF Chattanooga FCU CD Rates
BASF Chattanooga FCU’s best CD rate is 4.34% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How BASF Chattanooga FCU’s CD rates compare
Compared with banks and credit unions near Chattanooga, TN-GA, where BASF Chattanooga FCU has the most branches. $10,000, best rate first.
This credit union’s best
BASF Chattanooga FCU
4.34%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $215
Certificate
Top rate
First Jackson Bank
5.01%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,769
2nd-highest rate
Tennessee Valley Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
BASF Chattanooga FCU CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo4.34%
- 9–15 months9–15 mo4.08%
- 16–30 months16–30 mo4.08%
- QualifiedQualified4.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BASF Chattanooga FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 4.34%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.34% | $215 |
| 12 months | 4.08% | $408 |
| 18 months | 4.08% | $618 |
| 24 months | 3.82% | $779 |
Sources (1)
- basfchattafcu.com/rates · captured Sep 18, 2026
Special-purpose accounts
IRA CD
3.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.00% | $300 |
Sources (1)
- epbecu.org/rates · captured Oct 15, 2026
Who can join BASF Chattanooga FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of BASF Corporation who work in or receive pay from Chattanooga, Tennessee are eligible for membership.
- Employees of BASF Chattanooga Federal Credit Union are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
Family and household
- Members of the immediate families of qualifying individuals are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Other ways
- Organizations of persons within the field of membership are eligible for membership.
Membership information collected October 5, 2026.