Bank · FDIC insured
First Century Bank
A $809.8M bank headquartered in Tazewell, TN, with 11 branches in Tennessee.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—5.01%Needs another account or monthly activityCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Century Bank
Established in 1894 as Claiborne National Bank in Tazewell, Tennessee, First Century Bank is a family-owned community bank.
The bank was renamed Claiborne County Bank in 1919, First Claiborne Bank in the late 1980s, and First Century Bank in 1999.
Serving communities across East Tennessee, First Century Bank established offices in Maryville in 2015 and Knoxville in 2019.
- Headquarters
- 1780 N Broad St, Tazewell, TN 37879
- FDIC certificate
- 1700 ↗
Branches
11 branches in Tennessee
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Tennessee
11 branches
Knoxville area · 6
- Farragut Branch130 Concord Rd, Farragut, TN 37934Directions
- Market St Branch625 Market St, Knoxville, TN 37902Directions
- Northshore Branch419 Erin Drive, Knoxville, TN 37919Directions
- Maryville Branch1522 W Broadway Ave, Maryville, TN 37801Directions
- Maynardville Branch2969 Maynardville Hwy, Maynardville, TN 37807Directions
- Emory Road Branch600 E Emory Rd, Powell, TN 37849Directions
Tazewell area · 2
- First Century BankMain office1780 N Broad St, Tazewell, TN 37879Directions
- Drive-Up Facility1771 N Broad St, Tazewell, TN 37879Directions
Harrogate area · 1
- Harrogate Branch6946 Cumberland Gap Pkwy, Harrogate, TN 37752Directions
New Tazewell area · 1
- New Tazewell Branch301 N Broad St, New Tazewell, TN 37825Directions
Sneedville area · 1
- Sneedville Branch108 Main Street, Sneedville, TN 37869Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.44% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.07% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.69% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $98 | $81 | — |
- CapitalLeverage ratio9.44%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.07%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.69%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$98Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Century Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.