Bank · FDIC insured
First Jackson Bank CD Rates
Top CarrotFirst Jackson Bank’s best CD rate is 5.01% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How First Jackson Bank’s CD rates compare
Compared with banks and credit unions near Scottsboro, AL, where First Jackson Bank has the most branches. $10,000, best rate first.
This bank’s best
First Jackson Bank
5.01%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,769
Certificates of Deposit
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
3rd-highest rate
Redstone Federal Credit Union
4.22%APY
- Term
- 144 months
- Minimum
- $1,000
- Earns on $10,000
- $6,422
First Jackson Bank CD score
99
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.35%
- 9–15 months9–15 mo4.78%
- 16–30 months16–30 mo4.77%
- 31–60 months31–60 mo5.01%
- QualifiedQualified5.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Jackson Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 5.01%APY · 9 terms
The minimum balance to open an account and obtain the APY is $1000. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day Certificate of Deposit. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 4.32% | $106 |
| 6 months182 Day Certificate of Deposit. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 4.35% | $215 |
| 9 months9 Month Certificate of Deposit – Special. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 4.78% | $356 |
| 12 months12 Month Certificate of Deposit. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 4.50% | $450 |
| 18 months18 Month Certificate of Deposit. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 4.77% | $724 |
| 24 months24 Month Certificate of Deposit. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 4.75% | $973 |
| 30 months30 Month Certificate of Deposit. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 4.76% | $1,233 |
| 36 months36 Month Certificate of Deposit. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 5.00% | $1,576 |
| 60 months60 Month Certificate of Deposit. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 5.01% | $2,769 |
Sources (3)
- firstjacksonbank.com/rates
- firstjacksonbank.com/savings-investments
- firstjacksonbank.com/personal-banking
All captured Oct 22, 2026
Special-purpose accounts
IRAs (RETIREMENT ACCOUNTS)
Up to 5.01%APY · 4 terms
The minimum balance to open an account and obtain the APY is $1000. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month IRA. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 4.50% | $450 |
| 24 months24 Month IRA. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 4.75% | $973 |
| 36 months36 Month IRA. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 5.00% | $1,576 |
| 60 months60 Month IRA. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal | 5.01% | $2,769 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.