Bank · FDIC insured
First Century Bank CD Rates
First Century Bank’s best CD rate is 5.01% APY on a 1-year CD, with extra requirements. Rates checked October 15, 2026.
How First Century Bank’s CD rates compare
Compared with banks and credit unions in Tennessee, where First Century Bank has the most branches. $10,000, best rate first.
This bank’s best
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
Farragut CD Special
2nd-highest rate
First Jackson Bank
5.01%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,769
3rd-highest rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Farragut CD Special
5.01%APY · 1 term
Exclusive to Farragut Branch. Must be a new customer to the bank. Live or work in ZIP Codes: 37934, 37922, 37923, 37932, and 37772. Must open a new DDA Account (Personal or Business) with a minimum $500 deposit (Money Market Accounts do not qualify). CD Funds must be new money to the bank. Maximum $150,000 per household. Early withdrawal penalties apply. Limited time only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12-Month Term. Interest Rate Earned is 4.89%. Requires opening a new DDA Account (Personal or Business) with a minimum $500 deposit; must be a new customer living or working in ZIPs 37934, 37922, 37923, 37932, or 37772; new money; max $150,000 per household; early withdrawal penalties apply | 5.01% | $501 |
Sources (1)
- firstcenturybank.com/farragut-cd-special · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.