Credit union · NCUA insured
BASF Chattanooga FCU
A $3.5M credit union headquartered in Chattanooga, TN, with 407 members and 1 branch in Tennessee. Best rates: CDs 4.34% and savings 0.01% APY.
BASF Chattanooga FCU Carrot Score
79
Carrot Score
Higher than 49% of U.S. banks and credit unions
#15 of 28 in Chattanooga, TN-GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About BASF Chattanooga FCU
Headquartered in Chattanooga, Tennessee, BASF Chattanooga Federal Credit Union has been serving its members since 1959.
- Headquarters
- 2120 Polymer Dr, Chattanooga, TN 37421-2207
- NCUA charter
- 12826
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of BASF Corporation who work in or receive pay from Chattanooga, Tennessee are eligible for membership.
- Employees of BASF Chattanooga Federal Credit Union are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
Family and household
- Members of the immediate families of qualifying individuals are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Other ways
- Organizations of persons within the field of membership are eligible for membership.
Branches
1 branch in Tennessee
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Tennessee
1 branch
- BASF Federal CUMain office2120 Polymer Dr, Chattanooga, TN 37421Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.12% | 14.28% | 19.18% or more |
| Troubled loans60+ days late | 12.77% | 0.65% | 0.14% or less |
| ProfitabilityReturn on assets | -0.44% | 0.61% | 1.17% or more |
| LendingLoans per $100 deposited | $37 | $59 | — |
- CapitalNet worth ratio19.12%Peers’ middle 14.28% · Top 25% 19.18%+
- Troubled loans60+ days late12.77%Peers’ middle 0.65% · Top 25% ≤0.14%
- ProfitabilityReturn on assets-0.44%Peers’ middle 0.61% · Top 25% 1.17%+
- LendingLoans per $100 deposited$37Peers’ middle $59
Compared with the 2,508 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of BASF Chattanooga FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.