Best CD rates and certificates

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. At maturity, automatically renews to the Standard CD term (3, 6, or 12 months) closest to but not greater than the special term at the applicable standard rate. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.

Offer: Renews to Standard CD 12 Month (1 Year) term upon maturity.

Requirements

Product: Online CD promotion. Open online in minutes. Fixed APY.

Offer: Open online in minutes. Limited-time promotional online CD.

Requirements

Product: Limited-time special. Minimum deposit of $1,000 required. Additional 0.25% rate increase (earning 4.06% APY) available when paired with a qualifying F&M Bank primary checking account (Money Market Accounts do not qualify). Early withdrawal penalties may apply.

Offer: Requires pairing with a qualifying F&M Bank primary checking account. Money Market Accounts do not qualify.

Requirements

Product: Available for accounts opened online only. Minimum balance to open and obtain APY is $500; maximum amount is $10,000,000. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. At maturity, automatically rolls into a Standard CD at the standard rate closest to the initial term unless otherwise directed.

Offer: Opened online only. Interest credited quarterly. Early withdrawal penalty may apply.

Requirements

Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.

Offer: Earn up to 4.00% APY on a 5-month CD.

Requirements

Product: Online CD promotion. Open online in minutes. Fixed APY.

Offer: Open online in minutes. Limited-time promotional online CD.

Requirements

Product: CD Special Rates. Penalty for early withdrawal may apply; withdrawals within first 6 days subject to 7 days' interest penalty. Automatically renews at maturity into a 6-month or 12-month CD depending on initial term. 10-day grace period to withdraw funds without penalty after maturity.

Offer: Initial term 17 months. Must deposit at least $500 to open and maintain $500 daily balance to obtain disclosed APY. Renews as a 12-month CD.

Requirements

Product: Dividends compounded monthly and paid monthly. Early withdrawal penalty: 6 months to 18 months = 3 month dividends whether earned or not; 2 years to 5 years = 6 month dividends whether earned or not. Automatic renewal. Fees may reduce earnings on your accounts. Membership required.

Offer: Early withdrawal penalties may apply (6 months to 18 months = 3 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings.

Requirements

Product: Limited-time offer. Open online.

Offer: Limited-time offer. Open online.

Requirements

Product: Standard CDs have a $500 minimum opening deposit. Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.

Offer: Relationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan.

Requirements

Product: Rates and terms are subject to change without notice.

Offer: 12 Month term.

Requirements

Product: Existing CDs do not automatically renew at special rates. Minimum opening deposit is $500. Compounding: terms < 12 months compound at maturity; 12 months compound monthly. Early withdrawal penalty applies. No monthly fee. No minimum balance after opening to earn APY.

Offer: Special rate. Existing CDs do not automatically renew at special rates. Interest compounds and pays monthly. Minimum opening deposit $500. Early withdrawal penalty is 3 months of interest.

Requirements

Product: Requires credit union membership with purchase and maintenance of at least 1 share ($5.00 par value). Automatic renewal unless notified.

Offer: Fixed rate; dividends compounded daily and credited quarterly; additional deposits or partial withdrawals not allowed; early withdrawal penalty applies.