Credit union · NCUA insured
Augusta Health Care Credit Union
A $14.9M credit union headquartered in Fishersville, VA, with 1,433 members and 1 branch in Virginia. Best rates: CDs 3.75% and savings 0.25% APY.
Augusta Health Care Credit Union Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#4 of 12 in Staunton, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Augusta Health Care Credit Union
Based in Fishersville, Virginia, Augusta Health Care Credit Union, Inc. is a member-owned financial organization.
- Headquarters
- 78 Medical Center Dr, Fishersville, VA 22939
- NCUA charter
- 66933
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Augusta Health employees are eligible for membership.
- Augusta Health volunteers are eligible for membership.
- Physicians and employees associated with Augusta Health are eligible for membership.
Family and household
- Immediate family members of Augusta Health employees, volunteers, or associated physicians and employees are eligible for membership.
Cost to join
- Opening a Regular Share (savings) account requires a $10.00 minimum balance.
Branches
1 branch in Virginia
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Virginia
1 branch
- Augusta Health Care Credit UnionMain office78 Medical Center Dr, Fishersville, VA 22939Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 21.10% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.61% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.48% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $49 | $59 | — |
- CapitalNet worth ratio21.10%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.61%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.48%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$49Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Augusta Health Care Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.