Bank · FDIC insured
City National Bank CD Rates
City National Bank’s best CD rate is 3.75% APY on an 11-month CD, with extra requirements. Terms run from 7 months to 11 months. Rates checked October 22, 2026.
How City National Bank’s CD rates compare
Compared with banks and credit unions in West Virginia, where City National Bank has the most branches. $10,000, best rate first.
This bank’s best
City National Bank
3.75%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $343
Certificate of Deposit (CD)
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Davis Trust
4.58%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000
- $978
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.75%APY · 2 terms
Standard CDs have a $500 minimum opening deposit. Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsRelationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan | 3.50% | $203 |
| 11 monthsRelationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan | 3.75% | $343 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Account (IRA) CD
Up to 3.75%APY · 2 terms
Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsRelationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan | 3.50% | $203 |
| 11 monthsRelationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan | 3.75% | $343 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.