Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Longview, TX metro
- 4.50%APY$566 over 15 months on $10,000with conditions
Requirements
Product: Available for a limited time only. 12-month special requires $10,000 new money and a new or existing Texana checking account. Available at any Texana Bank branch.
Offer: Preferred Rate. Limited-time CD special to grow savings with a strong, guaranteed return.
Qualified rate
Rate checked
More details - 4.33%APY$214 over 6 months on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - Barksdale Federal Credit UnionPlus Point CertificateCD · 12 months · $1,000 min
Credit union · 2 branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: To open Plus Point Certificate accounts, you must open one certificate of each term with equal balances in each certificate. Not automatically renewable.
Offer: Fixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Not automatic renewal.
4.17% interest rate · Effective Sep 29, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 3 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - East Texas Professional Credit UnionTerm Share CertificatesCD · 23 months · $1,000 min
Credit union · 11 branches
4.25%APY$830 over 23 months on $10,000Requirements
Product: ETPCU membership required. A minimum of $1,000 is required to open and maintain on a daily basis to earn APY. Early withdrawal penalty may be imposed. Term Share Certificate balances $100K and above receive a 0.10% dividend increase.
Offer: 23 Month Term Share Certificates $1,000.00 & over (Special Rate). Compounded & Credited Quarterly. Balances $100K and above receive a 0.10% dividend increase.
4.18% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: Dividends compounded and credited monthly. Account automatically renews.
Offer: Fixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period.
4.17% interest rate · Effective Sep 29, 2026
Rate checked
More details - Eastman Credit UnionInvestment CertificatesCD · 6–11 months · $2,500 min · 4.20%–4.25% by balance
Credit union · 4 branches
4.20%APYRequirements
Product: Investment Certificates offer competitive rates on all terms and give you the option of selecting the date of maturity. You can lock in a rate on a deposit for a term ranging from 30 days up to 6 years. Your funds are federally insured up to $250,000 by NCUA. Paid dividends can be withdrawn automatically or at your discretion at anytime with no penalty. APY assumes dividends will remain on deposit until maturity.
Offer: Term: 180 to 364 days. Early withdrawal penalty: 90 Days' Dividends.
4.12% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Investment Certificates Balance APY $2,500 and upYour amount 4.20% $100,000 and upJumbo tier ($100k Minimum). 4.25% Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: Minimum required to open a CD is as low as $500. Maturities vary from 3 months to 60 months. Penalties and/or fees may be incurred for withdrawals prior to maturity.
Offer: Fixed Rate Certificate
3.93% interest rate
Rate checked
More details - 3.83%APY$286 over 9 months on $10,000
Requirements
Product: Require a penalty for early withdrawal. $500 minimum balance. Automatic Renewal at New Rate. Interest may be paid monthly or quarterly by check or transferred to your checking account or left to accrue in your CD. The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Offer: Compounding: None. Early withdrawal penalty applies. Automatic renewal at new rate.
3.80% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
- 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Start saving with a minimum opening deposit of $1,000. Interest compounded daily and paid at maturity. Renews automatically with a 7-day grace period. Penalty for early withdrawal.
3.69% interest rate · Compounded daily · Effective Jan 1, 2026
Rate checked
More details - First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance
Bank · 3 branches
3.75%APY$248 over 8 months on $10,000intro rateRequirements
Product: Promotions are for a limited time only. 8-month CDs will automatically renew into a 6-month CD.
Offer: Promotional CD offer. Automatically renews into a 6-month CD at maturity. Early withdrawal penalties apply. Interest compounded and credited quarterly.
Promotional rate · 3.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 8 Month Fixed Rate CD Balance APY $500 – $50,000Your amount 3.75% $50,000 – $100,000 4.25% $100,000 and up 4.25% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty: 90 Days' Dividends. APY assumes dividends remain on deposit until maturity.
Offer: Term: 365 days. Jumbo tier N/A.
3.69% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Longview, TX metro
234 CDs at 18 banks and credit unions · checked Oct 16–22
- Typical
- 2.74%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.82%
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Find your bank or credit union to see all its rates and how they compare near you.
Longview, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 2 branches
- East Texas Professional Credit UnionCredit union · 11 branches
- Red River Credit UnionCredit union · 1 branch