Bank · FDIC insured
Henderson Federal Savings Bank CD Rates
Henderson Federal Savings Bank’s best CD rate is 3.83% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Henderson Federal Savings Bank’s CD rates compare
Compared with banks and credit unions near Longview, TX, where Henderson Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Henderson Federal Savings Bank
3.83%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $286
Certificates of Deposit
Top rate
Texana Bank
4.50%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $566
2nd-highest rate
Red River Credit Union
4.33%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $214
Henderson Federal Savings Bank CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo2.47%
- 9–15 months9–15 mo3.83%
- 16–30 months16–30 mo3.61%
- 31–60 months31–60 mo3.09%
- QualifiedQualified3.83%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Henderson Federal Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.83%APY · 12 terms
Require a penalty for early withdrawal. $500 minimum balance. Automatic Renewal at New Rate. Interest may be paid monthly or quarterly by check or transferred to your checking account or left to accrue in your CD. The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounding: None. Early withdrawal penalty applies. Automatic renewal at new rate | 2.08% | $52 |
| 6 monthsCompounding: None. Early withdrawal penalty applies. Automatic renewal at new rate | 2.47% | $123 |
| 9 monthsCompounding: None. Early withdrawal penalty applies. Automatic renewal at new rate | 3.83% | $286 |
| 12 monthsCompounding: Quarterly. Early withdrawal penalty applies. Automatic renewal at new rate | 2.99% | $299 |
| 15 monthsCompounding: Quarterly. Early withdrawal penalty applies. Automatic renewal at new rate | 3.76% | $472 |
| 18 monthsCompounding: Quarterly. Early withdrawal penalty applies. Automatic renewal at new rate | 2.99% | $452 |
| 21 monthsCompounding: Quarterly. Early withdrawal penalty applies. Automatic renewal at new rate | 3.61% | $640 |
| 24 monthsCompounding: Quarterly. Early withdrawal penalty applies. Automatic renewal at new rate | 3.09% | $628 |
| 30 monthsCompounding: Quarterly. Early withdrawal penalty applies. Automatic renewal at new rate | 3.09% | $790 |
| 36 monthsCompounding: Quarterly. Early withdrawal penalty applies. Automatic renewal at new rate | 2.89% | $892 |
| 48 monthsCompounding: Quarterly. Early withdrawal penalty applies. Automatic renewal at new rate | 2.99% | $1,251 |
| 60 monthsCompounding: Quarterly. Early withdrawal penalty applies. Automatic renewal at new rate | 3.09% | $1,643 |
Sources (1)
- hendersonfederal.com/deposit-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.