Bank · FDIC insured
Texas Heritage National Bank CD Rates
Texas Heritage National Bank’s best CD rate is 3.80% APY on a 6-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Texas Heritage National Bank’s CD rates compare
Compared with banks and credit unions near Longview, TX, where Texas Heritage National Bank has the most branches. $10,000, best rate first.
This bank’s best
Texas Heritage National Bank
3.80%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $188
Certificates of Deposit
Top rate
Texana Bank
4.50%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $566
2nd-highest rate
Red River Credit Union
4.33%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $214
Texas Heritage National Bank CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas Heritage National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.80%APY · 11 terms
| Term | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 monthTerm: 30 Days | 2.70% | — | 2.70% | $22 |
| 3 monthsTerm: 90 Days | 3.25% | — | 3.25% | $80 |
| 6 monthsTerm: 180 Days | 3.80% | — | 3.80% | $188 |
| 12 months | 3.80% | — | 3.80% | $380 |
| 18 months | 3.60% | — | 3.60% | $545 |
| 24 months | 3.35% | — | 3.35% | $681 |
| 27 monthsBump Rate CD | — | 3.04% | 3.04% | $697 |
| 30 months | 3.00% | — | 3.00% | $767 |
| 36 months | 3.00% | — | 3.00% | $927 |
| 48 months | 2.70% | — | 2.70% | $1,125 |
| 60 monthsBump Rate CD | — | 2.53% | 2.53% | $1,331 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 3.80%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.80% | $380 |
| 18 months | 3.60% | $545 |
| 30 months | 3.00% | $767 |
Sources (2)
All captured Sep 17, 2026
Opening an account
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