Bank · FDIC insured
Texas National Bank CD Rates
Texas National Bank’s best CD rate is 4.00% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Texas National Bank’s CD rates compare
Compared with banks and credit unions near Tyler, TX, where Texas National Bank has the most branches. $10,000, best rate first.
This bank’s best
Texas National Bank
4.00%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $231
Certificates of Deposit
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Texas National Bank CD score
80
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 9 terms
Minimum required to open a CD is as low as $500. Maturities vary from 3 months to 60 months. Penalties and/or fees may be incurred for withdrawals prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed Rate Certificate | 0.50% | $12 |
| 6 monthsFixed Rate Certificate | 0.75% | $37 |
| 7 monthsFixed Rate Certificate | 4.00% | $231 |
| 12 monthsFixed Rate Certificate | 1.50% | $150 |
| 13 monthsFixed Rate Certificate | 3.75% | $407 |
| 18 monthsFixed Rate Certificate | 1.75% | $264 |
| 24 monthsFixed Rate Certificate | 2.00% | $404 |
| 36 monthsFixed Rate Certificate | 2.00% | $612 |
| 60 monthsFixed Rate Certificate | 1.75% | $906 |
Sources (2)
- txnationalbank.com/personal-banking/personal-cds-iras
- txnationalbank.com/services-fees-rates/interest-rates
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.