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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Grand Rapids, MI metro

  1. Ignite Credit UnionCertificate SpecialsCD · 15 months · $50 min

    Credit union · 1 branch

    4.70%APY$591 over 15 months on $10,000intro rate
  2. Top Carrot, Carrot Score 91
    KCCUCertificate SpecialsCD · 5 months · $500 min · 4.45%–4.55% by balance

    Credit union · 1 branch

    4.45%APY$183 over 5 months on $10,000intro rate
  3. DFCU FinancialShare CertificateCD · 24 months · $1,000 min

    Credit union · 4 branches

    4.40%APY$899 over 24 months on $10,000
  4. Adventure Credit UnionCertificate of DepositCD · 60 months · $500 min

    Credit union · 6 branches

    4.35%APY$2,373 over 60 months on $10,000
  5. Top Carrot, Carrot Score 88
    MSU Federal Credit UnionCertificateCD · 84 months · $2,500 min · 4.35%–4.50% by balance

    Credit union · 1 branch

    4.35%APY$3,472 over 84 months on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    Credit Union ONECertificate of DepositCD · 7 months · $1,000 min

    Credit union · 1 branch

    4.33%APY$250 over 7 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 7 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  8. Community Choice Credit UnionCertificates of DepositCD · 25 months · $500 min

    Credit union · 1 branch

    4.30%APY$917 over 25 months on $10,000
  9. Top Carrot, Carrot Score 87
    Community West Credit UnionCertificate of DepositCD · 12–17 months · $500 min

    Credit union · 5 branches

    4.25%APY
  10. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 12 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  11. Intandem Credit UnionTerm Share CertificatesCD · 13 months · $500 min

    Credit union · 2 branches

    4.25%APY$461 over 13 months on $10,000
  12. Top Carrot, Carrot Score 92
    North Central Area Credit UnionCertificate of DepositCD · 13 months · $500 min · 4.25%–4.35% by balance

    Credit union · 1 branch

    4.25%APY$461 over 13 months on $10,000
  13. Top Carrot, Carrot Score 89
    Members First Credit UnionCertificates of DepositCD · 15 months · $500 min

    Credit union · 2 branches

    4.25%APY$534 over 15 months on $10,000
  14. Top Carrot, Carrot Score 98
    Meijer Credit UnionCertificate of DepositCD · 24 months · $500 min

    Credit union · 3 branches

    4.25%APY$868 over 24 months on $10,000
  15. Michigan First Credit Union16 Month Certificate AccountCD · 16 months · $1,000 min

    Credit union · 6 branches

    4.18%APY$561 over 16 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Grand Rapids, MI metro

531 CDs at 53 banks and credit unions · checked Oct 4–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
1.76%
Credit unions, typical
3.30%

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Grand Rapids, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Meijer Credit UnionCredit union · 3 branches
  2. North Central Area Credit UnionCredit union · 1 branch
  3. KCCUCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate