Credit union · NCUA insured
Meijer Credit Union CD Rates
Top CarrotMeijer Credit Union’s best CD rate is 4.25% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Meijer Credit Union’s CD rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Meijer Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Meijer Credit Union
4.25%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $868
Certificate of Deposit
Top rate
Ignite Credit Union
4.70%APY
- Term
- 15 months
- Minimum
- $50
- Earns on $10,000
- $591
2nd-highest rate
KCCU
4.45%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $183
Meijer Credit Union CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Meijer Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.25%APY · 7 terms
Earn higher dividends than regular share savings. Terms available from 6 to 60 months. Automatic renewal at maturity. Early withdrawal penalties apply. $500 minimum deposit to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAnnual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning | 3.90% | $193 |
| 12 monthsAnnual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning | 4.10% | $410 |
| 24 monthsAnnual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning | 4.25% | $868 |
| 30 monthsAnnual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning | 3.50% | $898 |
| 36 monthsAnnual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning | 3.50% | $1,087 |
| 48 monthsAnnual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning | 3.50% | $1,475 |
| 60 monthsAnnual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning | 3.50% | $1,877 |
Sources (1)
- meijercreditunion.com/certificate-of-deposit · captured Oct 7, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.10%APY · 7 terms
Funds can be used to purchase CDs within IRA. No setup fees, no monthly or annual maintenance fees. Early withdrawals subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawals subject to penalty | 4.10% | $203 |
| 12 monthsEarly withdrawals subject to penalty | 3.90% | $390 |
| 24 monthsEarly withdrawals subject to penalty | 3.75% | $764 |
| 30 monthsEarly withdrawals subject to penalty | 3.50% | $898 |
| 36 monthsEarly withdrawals subject to penalty | 3.50% | $1,087 |
| 48 monthsEarly withdrawals subject to penalty | 3.50% | $1,475 |
| 60 monthsEarly withdrawals subject to penalty | 3.50% | $1,877 |
Sources (1)
- meijercreditunion.com/individual-retirement-accounts · captured Oct 7, 2026
Who can join Meijer Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside, work, attend school, or worship within any county in the State of Michigan are eligible for membership.
Employers and groups
- Licensee employees permanently assigned to work in Meijer units (excluding those individuals having credit union service available by virtue of union affiliation or employer-sponsored service) are eligible for membership.
- Employees of Meijer, Inc. are eligible for membership.
- Persons on pension arising from qualifying employment are eligible for membership.
Family and household
- Members and immediate families of eligible persons are eligible for membership.
Other ways
- Any legal entity comprised mostly of the same general group as the membership is eligible for membership.
Cost to join
- A $5.00 share deposit is required to join.
Membership information collected October 5, 2026.