Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1246–1260 of 5,354 results
- Lyndon State BankCertificate Of Deposit - CDCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Early withdrawal penalty: loss of 3 months interest for 3-12 month CD terms, loss of 6 months interest for 13-60 month CD terms. Automatically renews with a 10-day grace period (public funds excluded). FDIC insured up to $250,000.00.
3.75% interest rate · Effective Jun 8, 2026
Rate checked
More details - Integrity Federal Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Minimum opening deposit is $1,000.00, with an exception of $500.00 opening deposit on a custodial account.
Offer: $500.00 opening deposit on a custodial account.
3.75% interest rate · Effective Aug 21, 2026
Rate checked
More details - Finger Lakes Health Care Federal Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Minimum deposit for all CDs is $1,000. Interest credits quarterly. No grace period.
Offer: Interest credits quarterly. No grace period.
3.75% interest rate · Effective Jul 1, 2026
Rate checked
More details - Cooperative Choice Network Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Dividends compounded daily and paid monthly (added back to certificate, paid monthly by check, or deposited directly into Share Savings or Share Draft Account). Early withdrawals subject to penalty. Minimum deposits vary according to term lengths.
Offer: Renewal rate under Member Loyalty Program when allowing certificate to roll over with no changes.
3.75% interest rate · Compounded daily · Effective Mar 1, 2026
Rate checked
More details - Plains Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min · 3.05%–3.82% by balance
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Membership is open to individuals who live, work, or worship in a large area of Plainview, TX; federal employees in Hale County and surrounding counties; employees of TDCJ in Plainview and Tulia; and relatives of current members. Membership requires opening a savings account with a minimum $25.00 balance.
3.00% interest rate · Effective Feb 13, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $4,999 3.05%* $5,000 – $49,999Your amount 3.82%* Rate checked
More details - Plains State BankCertificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Rates offered may change without notice. A penalty may be imposed for early withdrawal.
Offer: Minimum balance to obtain APY is $1,000. Early withdrawal penalty may apply.
Effective Aug 28, 2025
Rate checked
More details - Houston Texas Fire Fighters Federal Credit UnionTerm Share CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Grace period of 10 days at maturity to withdraw or reinvest. Certificate reinvests automatically for the same term if not withdrawn.
3.75% interest rate · Effective Jul 9, 2026
Rate checked
More details - Pampa Teachers Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,0003.75% interest rate · Effective Feb 25, 2026
Rate checked
More details - Southern Star CURegular SharesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Withdrawals prior to maturity will incur a penalty. Deposit terms range from 6 months to 36 months.
3.75% interest rate · Effective Feb 1, 2026
Rate checked
More details - TxDot Credit UnionTerm Share CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Term Share Certificates can be purchased from 6 to 24 months. Minimum deposits range from $500 – $25,000. Dividends are calculated and posted at the end of each month.
Offer: $1,000.00 Minimum Balance
3.75% interest rate · Effective Mar 31, 2026
Rate checked
More details - Houston Police Credit UnionShare CertificatesCD · 12 months · $1,000 min · 3.82%–4.02% by balance
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Excludes Traditional, Roth and Roth Conversion Share Certificates. Compounded and credited monthly. Subject to a penalty for early withdrawal prior to maturity.
Offer: Regular type. Subject to a penalty for early withdrawal.
3.75% interest rate · Effective Mar 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.82% $100,000 and upJumbo type. 4.02% Rate checked
More details - The Missouri BankCertificate of Deposit (CD)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000intro rateRequirements
Product: Interest compounded monthly, accrued daily, and credited monthly. Penalty applies for early withdrawal. Automatically renewable with a 10-day grace period.
Promotional rate · 3.75% interest rate · Compounded monthly · Effective Jun 19, 2026
Rate checked
More details - StagePointShare Certificate AccountsCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Dividends are compounded and credited on the last day of the month and at maturity. Option for dividend payment designation upon certificate opening. Early withdrawal penalty applies: 90 days of dividends for 3, 6 & 12 months; 180 days of dividends for 18, 24, 36, 48 & 60-month share certificates. Minimum $500 to maintain the account.
Offer: Dividend rate stated as 'As high as 3.75%'.
3.75% interest rate
Rate checked
More details - Eagle Express Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,000intro rateRequirements
Product: Dividends compounded & credited monthly. Minimum balance to earn APY is $500.00. Early withdrawal penalty applies (90 days of dividends on amount withdrawn). Not automatically renewable. Additional deposits not permitted after account opening.
Offer: 12 Month Special; limited time offer.
Promotional rate · 3.75% interest rate · Effective Oct 3, 2025
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More details - High Desert Community Credit UnionCertificate of DepositCD · 12 months
Credit union · Add a location to see nearby branches
3.82%APY$382 over 1 year on $10,0003.75% interest rate · Effective Oct 17, 2025
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank