Credit union · NCUA insured
Pampa Teachers Federal Credit Union CD Rates
Pampa Teachers Federal Credit Union’s best CD rate is 3.92% APY on a 6-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Pampa Teachers Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Pampa, TX, where Pampa Teachers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pampa Teachers Federal Credit Union
3.92%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $194
Certificates of Deposit
Top rate
UMB Bank
4.25%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $534
2nd-highest rate
Cabot CCU
4.10%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $410
Pampa Teachers Federal Credit Union CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo3.92%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.92%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pampa Teachers Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.92%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.20% | $79 |
| 6 months | 3.92% | $194 |
| 12 months | 3.82% | $382 |
| 18 months | 3.30% | $499 |
| 24 months | 3.05% | $619 |
| 36 monthsAll 3 year CD's that start or rollover after 4/1/2025 will qualify for a 1 time withdrawal of up to 50% of the balance penalty free | 3.05% | $943 |
Sources (1)
- ptfcu-tx.com/Savings/Certificate-of-Deposits · captured Sep 17, 2026
Special-purpose accounts
Harvey CDs
Up to 3.92%APY · 2 terms
Option for youth accounts / minor members under 18 years of age.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCertificate holder must be under 18 and have a youth account in good standing | 3.92% | $194 |
| 12 monthsCertificate holder must be under 18 and have a youth account in good standing | 3.82% | $382 |
Sources (1)
- ptfcu-tx.com/Savings/Certificate-of-Deposits · captured Sep 17, 2026
Who can join Pampa Teachers Federal Credit Union
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