Credit union · NCUA insured
Plains Federal Credit Union CD Rates
Plains Federal Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Plains Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Texas, where Plains Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Plains Federal Credit Union
3.82%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $382
Share Certificates
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.82%APY · 2 terms
Membership is open to individuals who live, work, or worship in a large area of Plainview, TX; federal employees in Hale County and surrounding counties; employees of TDCJ in Plainview and Tulia; and relatives of current members. Membership requires opening a savings account with a minimum $25.00 balance.
| Term | APY · $1,000 – $4,999 | APY · $5,000 – $49,999 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.05% | 3.56% | 3.56%3.05% $1k–$5k | $176 |
| 12 months | 3.05% | 3.82% | 3.82%3.05% $1k–$5k | $382 |
Who can join Plains Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.