Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1231–1245 of 3,160 results
- Morrisons Cove 1st FCUShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000intro rateRequirements
Product: $500 minimum initial deposit. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.
Offer: Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.
Promotional rate · Compounded monthly · Effective May 1, 2026
Rate checked
More details - People First Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Minimum opening deposit is $500. Early withdrawal penalties apply and may reduce earnings. Automatic renewal available.
Offer: Penalty for early withdrawal.
3.45% interest rate · Effective Aug 5, 2026
Rate checked
More details - West Branch Valley Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Minimum deposit $500. Add 10BP over $25,000.00. Rates may change without prior notice.
Offer: Add 10BP over $25,000.00.
3.44% interest rate · Effective Apr 28, 2025
Rate checked
More details - Hyperion BankCertificates of Deposit (CDs)CD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
3.44% interest rate · Effective Sep 22, 2025
Rate checked
More details - Texas Tech Credit UnionRegular CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Fixed rate. Rates subject to change based on account balance criteria. Fees may reduce earnings. A penalty may be assessed for early withdrawal.
Effective Sep 14, 2026
Rate checked
More details - Texans Credit UnionCertificate AccountCD · 18 months · $500 min · 3.50%–3.70% by balance
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Membership Required. Daily balance method used to calculate interest. Interest compounded and credited monthly. Paid rate disclosed for entire term. Automatically renews with 10 calendar days grace period. If balance on a $100,000 or more Certificate Account falls below minimum balance requirements, automatically renews at applicable APY for same term. Early withdrawal penalties may apply.
3.45% interest rate · Effective Feb 23, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 3.50% $100,000 and up 3.70% Rate checked
More details - Telco Plus Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Membership in Telco Plus Credit Union is required. Dividend rate is fixed for the term after opening. A penalty is imposed for early withdrawal.
Offer: 90-day penalty for early withdrawal.
3.45% interest rate · Effective Sep 1, 2026
Rate checked
More details - First Southwest BankCertificate of Deposit (CD)CD · 18 months · $1,000 min · 3.50%–3.60% by balance
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Fixed interest rates. Early withdrawal penalties may apply. Interest is compounded monthly and paid monthly.
Offer: Standard tier
3.45% interest rate · Compounded monthly · Effective Feb 6, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $1,000 – $250,000Your amount 3.50% $250,000 and upJumbo tier 3.60% Rate checked
More details - Foothills Credit UnionCertificate of Deposit (CD)CD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly. Fixed rate at a fixed term. Automatic renewal at maturity for the same term at the current market rate. Early withdrawal penalty is 90 days worth of interest.
3.45% interest rate · Effective Dec 19, 2025
Rate checked
More details - United State BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Automatically renewable. Minimum opening balance required is $1,000. Terms range from 30 days to 60 months. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: Term is 18 months. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
3.45% interest rate · Effective Jan 8, 2026
Rate checked
More details - State Bank of India (California)Certificate of Deposit (CD)CD · 18–24 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APYRequirements
Product: Available in-branch and online. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.
Offer: Term is more than 18 months to 24 months / 2 Years (also listed as Up to 2 Years on personal CD page).
3.46% interest rate · Effective Feb 26, 2026
Rate checked
More details - Southland Credit UnionPick Your Term Promotional CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Yields are based on certificates held to maturity. Dividends are paid monthly.
Offer: Limited Time Only. Unless otherwise directed, the certificate will automatically roll over into a 12-month certificate upon maturity.
Promotional rate · 3.45% interest rate · Effective Apr 27, 2026
Rate checked
More details - Ocean State Credit UnionCertificate of Deposit (CD)CD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: All Certificates are subject to penalties for early withdrawals or close-outs. All Certificates will renew as a new CD of the same type unless otherwise stated.
Offer: Interest Paid Quarterly. Early Withdrawal Penalty of 3 Months Interest.
3.45% interest rate · Effective Jan 1, 2026
Rate checked
More details - Otero Federal Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Membership eligibility requirements apply. Early withdrawal penalties apply. Fees could reduce earnings. APY is earned if dividends remain in the account for one year.
3.45% interest rate · Effective Aug 21, 2026
Rate checked
More details - Utah Heritage Credit UnionSavings CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Dividends compounded monthly and credited monthly. Interest calculated by the daily balance method. No deposits or withdrawals allowed before maturity. Minimum opening deposit of $500.00. Early withdrawal penalty applies (90 days interest for terms 12 months or less; 180 days interest for terms 13 months or more; minimum penalty $15.00). Automatically renewed at maturity with a 10-day grace period.
3.45% interest rate · Compounded monthly · Effective Mar 26, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
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